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Smart (Phone) Ways to Simplify your Life

You know it can help you take and make phone calls, access email, take pictures, surf the Web, get driving directions, and even play your favorite music. But are you aware of just how smart your smart phone really is? Today's smart phones have features and apps available that can help you simplify virtually all aspects of your life, including mobile banking.

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Clearing Financial Hurdles on the Road to Retirement

When friends and loved ones finally raise their glasses to bid you a long and healthy retirement, you do not want to be worrying about how your bills will get paid. That is why it is so important to participate in your company's retirement plan now.

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Build a Plan for Life!

The former Beatle, John Lennon, may have put it best when he said, "Life is what happens to you while you're busy making other plans." While much of what happens in life is unpredictable, some major financial goals -- such as owning a home, educating children, and retiring in comfort -- can be anticipated and planned for.

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Bring Charitable Giving Into Your Estate Plan

In addition to the goodwill benefits a charitable contribution brings, it can also have significant tax advantages.* There are different options for setting up a charitable contribution through your estate plan. The easiest is a simple bequest through your will. Remember that charitable contributions are deductible from estate taxes.

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Financial Literacy Month: Talking to Children about Money

In many families, talking about money can be uncomfortable, and in some cases, almost taboo. When children request something that costs more than the family is comfortable spending, children of different ages react differently. Young children may not have an understanding of the item's cost relative to the family's finances. And a teenager's "need" may be viewed as an "extravagance" by the parents. These simple ideas can help foster two-way conversations between parents and children, as well as a basic understanding about the value of money. #FinancialLiteracyMonth

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The opinions expressed in this newsletter are those of the author and may not reflect those of The Washington Trust Company. The information in this report has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Any opinions expressed herein are subject to change at any time without notice. Any person relying upon this information shall be solely responsible for the consequences of such reliance. Performance is historical and does not guarantee future results.

The Washington Trust Company
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Important Information about FDIC Insurance Coverage

System Maintenance

October 10th and October 11th
9:00 pm to 5:00 am

Due to system maintenance, Online Banking and Mobile Banking will be unavailable on Saturday from 9:00 pm until Sunday at 5:00 am

System Maintenance

October 11th
3:00 pm to 9:00 pm

Due to System Maintenance, Online Banking and Mobile Banking will be unavailable from 3:00 pm to 9:00 pm