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Tips for Shopping Online

With Black Friday and Cyber Monday behind us, we are deep into the holiday buying season. As you log online to do your shopping from home, avoiding the big holiday crowds, here are a few important tips to keep in mind to shop smartly, safely and responsibly.

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Has Banking Gone 'Back to the Future?'

Today is "Back to the Future Day," celebrating the precise date (October 21, 2015) which characters Marty McFly, Jennifer Parker and Dr. Emmett "Doc" Brown travelled to in the 1989 film Back to the Future Part II. The future presented in that film, which premiered some 26 years ago, included a number of notable predictions that don’t exist today (e.g. flying cars, actual hoverboards). There were, however, a number of predictions the film did get right, including some “futuristic” banking technology.‚Äč

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Smart (Phone) Ways to Simplify your Life

You know it can help you take and make phone calls, access email, take pictures, surf the Web, get driving directions, and even play your favorite music. But are you aware of just how smart your smart phone really is? Today's smart phones have features and apps available that can help you simplify virtually all aspects of your life, including mobile banking.

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Clearing Financial Hurdles on the Road to Retirement

When friends and loved ones finally raise their glasses to bid you a long and healthy retirement, you do not want to be worrying about how your bills will get paid. That is why it is so important to participate in your company's retirement plan now.

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Build a Plan for Life!

The former Beatle, John Lennon, may have put it best when he said, "Life is what happens to you while you're busy making other plans." While much of what happens in life is unpredictable, some major financial goals -- such as owning a home, educating children, and retiring in comfort -- can be anticipated and planned for.

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Bring Charitable Giving Into Your Estate Plan

In addition to the goodwill benefits a charitable contribution brings, it can also have significant tax advantages.* There are different options for setting up a charitable contribution through your estate plan. The easiest is a simple bequest through your will. Remember that charitable contributions are deductible from estate taxes.

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The opinions expressed in this newsletter are those of the author and may not reflect those of The Washington Trust Company. The information in this report has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Any opinions expressed herein are subject to change at any time without notice. Any person relying upon this information shall be solely responsible for the consequences of such reliance. Performance is historical and does not guarantee future results.

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