You want free checking, but you want options. Our free business checking account line offers three unique options, making it easier to choose an account that is right for your business.

• Freedom 100 Checking
• Freedom 200 Checking
• Freedom 500 Checking

Washington Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Freedom 100 Business Checking

• No charge for the first 100 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Flat fee of $9.99 per month, waived if a $7,500 daily balance is maintained in the account
• Excess transaction fee of $.37 for each transaction in excess of 100 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Free online banking and free bill payment
• Free business debit card is available

Freedom 200 Business Checking

• No charge for the first 200 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Flat fee of $14.99 per month, waived if a $12,000 daily balance is maintained in the account
• Excess transaction fee of $.37 for each transaction in excess of 200 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Free online banking and free bill payment
• Free business debit card is available

Freedom 500 Business Checking

• No charge for the first 500 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Flat fee of $19.99 per month, waived if a $20,000 daily balance is maintained in the account
• Excess transaction fee of $.37 for each transaction in excess of 500 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Free online banking and free bill payment
• Free business debit card is available

Freedom Sole Proprietorship Checking

• Free checking
• Earns interest
• No charge for the first 100 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Excess transaction fee of $.37 for each transaction in excess of 100 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Free online banking and free bill payment
• Free business debit card is available

Regular Business Checking

• $17.99 monthly service charge fee
• $.88 fee for each credit or deposit
• $.21 fee for each check or charge
• $.12 fee for each item deposited
• $.25 fee per ACH debit/credit
• Earnings credit allowance (based on a variable rate) is calculated on the average monthly collected balance and is used to offset the monthly service charge fees
• Free online banking and free bill payment
• Free business debit card is available

Attorney's Preferred IOLTA

• Free checking account
• No minimum balance requirement
• Interest paid to the Rhode Island Bar Association
• Free domestic and foreign wire transfers
• Free online banking

Freedom Non-Profit Checking

• Free checking
• No minimum balance requirement
• No charge for the first 200 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Excess transaction fee of $.37 for each transaction in excess of 200 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
• Free online banking and free bill payment