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Washington Trust Benefits


Washington Trust makes a substantial investment in providing a competitive benefit package that offers income security, financial planning and protection, and opportunities for professional and personal development.

401(k) Plan

Our 401(k) Plan features employee pre-tax and ROTH contributions and a generous employer contribution. Participants are vested in Bank contributions after two years.

Medical Insurance

Comprehensive medical insurance benefits are offered. The plan offers a higher level of coverage at the nationwide network of providers, but gives participants the freedom to use any provider for most services.

Dental Insurance

Comprehensive dental insurance benefits are offered. The plan provides coverage for preventative, minor restorative, major restorative, periodontal and orthodontia services.

Cash in Lieu of Benefits

The Bank offers cash in lieu of benefits to employees with medical insurance from another source.

Flexible Spending Accounts

The Bank offers Medical, Dependent Care and Transportation/Parking Reimbursement accounts, which feature significant tax savings on eligible expenses.

Employee Life Insurance

The Bank provides paid life and accidental death and dismemberment (“AD&D”) insurance to both full and part-time employees.

Spouse and Dependent Life Insurance

Employees have the option to purchase spouse and dependent life insurance coverage.

Long Term Disability Insurance

Full-time employees receive company-paid long term disability insurance which provides financial protection in the event of a long term absence from work as a result of an illness or injury.

Stock Purchase Plan

All employees are eligible to participate in the Washington Trust Bancorp, Inc. Dividend Reinvestment Plan through payroll.

Adoption Assistance Plan

Eligible employees will be reimbursed for qualified expenses incurred while adopting a child or children under the age of 18.

Employee Assistance & Work/Life Services

Washington Trust offers an employee assistance program through Unum®. This confidential resource is available to assist employees and families with any problem that may arise, including family and relationship problems, emotional strain, addiction, work stress, financial concerns, and personal legal concerns.

Wellness Program

We value the health and welfare of our employees and their families, and take a proactive approach to wellness. We are proud to offer a number of wellness initiatives including smoking cessation incentives, health screenings, flu shots, and wellness seminars.

Employee Banking Services

Employees receive reduced rates or waived fees on a number of banking services including checking accounts, internet banking, mortgages, installment loans, traveler’s checks and bank checks.

Paid Time Off

Full-time and part-time employees are eligible for paid vacation and personal time. In addition, full-time employees enjoy paid holidays.

Flexible Work Arrangements

The Bank realizes that employees have many priorities within their private lives. Managers are encouraged to be flexible with employees on work start and stop times, consider job sharing proposals, and allow reduced workweeks, such as the popular 32 hour full-time work week.

Incentive Compensation

In addition to offering a competitive base salary, the Bank offers a number of incentive compensation plans, depending on position, which reward the employee for strong performance.

Educational Assistance Program

Full-time employees are eligible for tuition reimbursement for pre-approved undergraduate and graduate courses.

In-house Training Opportunities

The Bank strives to provide a continuous learning environment where employees will be encouraged to develop to their fullest potential.


This summary is intended to give a brief overview of the benefit programs available to employees. For more complete information, please see the summary plan descriptions, plan documents, The Washington Trust Company Policy Manual, and carrier contracts which will govern in the event of a discrepancy. The Bank reserves the right to amend, modify, or terminate the Plans at any time.

The Washington Trust Company, and each of its subsidiaries and affiliates are committed to cultivating and promoting a diverse and inclusive workforce. We seek to provide an environment of equal employment opportunity and advancement to all employees and applicants. It is our policy to provide equal employment and advancement opportunities without regard to race, color, ethnicity, age, religion, gender, pregnancy/childbirth, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, or any other category protected by federal, state and/or local laws. Click here to view "EEO is the law poster".
The Washington Trust Company
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