Cynthia Valenti Smith is a Vice President and Mortage Loan Officer. She joined The Washington Trust Company in 1997 and has originated over $250 Million Dollars in loans including Block Island, Kent County, Bristol County, Newport County and Providence County. Cynthia has also originated many loans in Massachusetts, Connecticut, and Florida, and is very versed in those states Real Estate lending practices. She works with home buyers, builders, and real estate professionals to assist in your financing.

With over a decade of experience, Cynthia can provide you with the highest customer service level to assist you in your financing needs. The Washington Trust loan products that she can assist you in are extensive. They include the following.

• Construction and land financing
• Primary, Second Home, and Investment Properties
• Tax deferred Exchanges (1031)
• Blanket Mortgages
• Fixed Rate Mortgages
• Adjustable Rate Mortgages
• Bridge Loans, Equity Lines, and Equity Loans
• Interest Only Equity Loans
• First Time Homebuyer Programs
• VA and FHA financing
• No-Income Loans

Cynthia graduated from The University of Rhode Island with a Bachelor of Science Degree. She is a member of the Mortgage Bankers Association, the Kent Washington Board of Realtors, Newport County Board of Realtors, Womens Council of Realtors, Rhode Island Builders Association, National Association of Home Builders and is a graduate of the Rhode Island Association of Real Estate School where she obtained her real estate broker's license.