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FOR IMMEDIATE RELEASE
CONTACT: Elizabeth Eckel, SVP Marketing, 401-348-1309
DATE: February 2, 2006

Washington Trust Main Office to Host Free Seminar for First-Time Homebuyers

February 2, 2006 (Westerly, RI) . . . The Washington Trust Company and Rhode Island Housing will host a free seminar, "First-Time Homebuying Made Easy," on Wednesday, February 8, beginning at 6 p.m. at Washington Trust Main Office, 23 Broad Street, Westerly, R.I.

The seminar will explore all aspects of the home purchasing process, including what to expect when buying a home, down payment and closing cost options, the criteria lenders use to examine applicants, and program qualifications. Speakers will include a Rhode Island Housing representative, a Consumer Credit Counseling Service representative, and Holly Knott, Washington Trust mortgage specialist.

Reservations are required to ensure space and course material availability. Attendees will receive the homebuyer's education certificate that is required for Rhode Island Housing financing. For reservations, call The Washington Trust Company, 401-348-1334 or 1-800-475-2265 x1334.

The Washington Trust Company is the largest independent bank headquartered in Rhode Island. A state-chartered bank, Washington Trust offers a full range of financial services, including wealth management, through its 16 branch offices located in Rhode Island and southeastern Connecticut. Founded in 1800, the Bank is a subsidiary of Washington Trust Bancorp, Inc., whose common stock trades on The NASDAQ Stock Market® under the symbol WASH. Web site address: www.washtrust.com.