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July e-News


Overdraft Protection Tips

As more and more transactions are completed electronically, it’s easier than even to forget to record a transaction and overdraw your account. To help you better manage your finances, we offer three easy ways to help reduce your chance of overdrawing your personal checking account and protect yourself from unexpected overdraft fees and declined transactions.

 

  1. Savings Transfer Overdraft Protection (STOP) – Savings Transfer Overdraft Protection (STOP) links your checking account to a statement savings or money market account to provide funds to automatically cover accidental account overdrafts.
  2. Credit Reserve – Credit Reserve provides protection to your personal checking account through a line of credit that is available when you need it. A routine credit approval is all that is required to establish your credit reserve account.
  3. Online Services – With online banking, you can manage your finances and help prevent overdrafts. Check account balances, transfer money between accounts, pay and receive your bills electronically, and more. Online banking is FREE with any Washington Trust account.

For more information about these three easy ways to avoid overdraft fees, please click here for a detailed description of each.

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Are You Redeeming Your Freedom Rewards?

Did you know that you can receive exclusive cash back offers when you use your Washington Trust debit card for everyday purchases? It's free, easy and the offers are tailored to your personal shopping preferences. You could be missing out on cash back from Banana Republic, the Gap & Old Navy, RedBox, PetSmart, 7Eleven, Ruby Tuesdays and many more popular retailers!

With Freedom Rewards, you get cash back by using your Washington Trust debit card! When you log into online banking, the offers will appear on your page. Just click on the offers you want to activate and that's it! There are no coupons to print and no codes to use. The rewards are automatic! You'll receive cash back when you use your debit card at that retailer in store or online (depending on the offer).

CLICK - to activate exclusive cash back offers at the types of places you like to shop.
SHOP - online or in stores to redeem your offers by paying with your Washington Trust debit card.
ENJOY - cash back - deposited right into your account at the end of next month.

Saving real money just got real easy! Log in to online banking to pick your Smart Rewards. If you don't have online banking yet, sign up here today!

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Summer Community Events

There are plenty of events going on in our communities this summer. Washington Trust is proud to sponsor many of these summertime events. Visit our newly redesigned community events calendar for a complete list of events.

Washington Trust and FirstWorks will once again partner to present The Rising Stars of FirstWorks - a FREE summer lunchtime concert series. The weekly series kicks off on Thursday, July 14 and will take place each Thursday at noon through August 4. The series celebrates the diverse talents of the region's most inspiring young performers and renews Washington Trust and FirstWorks' shared commitment to community and artistic excellence. Each forty-minute outdoor concert will be held at noon at the Washington Trust financial district branch, located in downtown Providence at the intersection of Westminster and Orange Streets. This year's line up is:

Thursday, July 14th:  The Laotian Dance Troupe - The Laotian Dance Troupe will present a rich and colorful performance that focuses on one of the loveliest of mythological beings, dwelling in the Himmapan Forest.

Thursday, July 21st:  Napua O' Polynesia - Napua's performances include Kahiko (Ancient) and Modern hula presented by both our associate & advanced dancers.

Thursday, July 28th:  Music One - Music One will present a music performance showcase featuring students original compositions and arrangements.

Thursday, August 4th:  Ammala, Laotian Dancers & RPM Youth Voices - The organization comprises a group of people who love to sing, play and perform music that is spiritually uplifting and culturally enriching.

Here are some other great events worth visiting this summer:

July 22nd-23rd-24th- South County 33rd Annual Balloon Festival - URI Athletic Fields, Kingston RI. Welcome to the Annual South County Hot Air Balloon Festival, an ongoing gathering of community, music, and of course lots of balloons. The event is held at the University of Rhode Island Athletic Fields in Kingston, Rhode Island each July, and features up to 14 hot air balloonists or aeronauts for three days of flying around Southern Rhode Island. Selected again by Yankee Magazine as "One of Rhode Island's Top 20 Events" for their 2011 Travel Guide to New England. www.wakefieldrotary.com/BalloonFestival.cfm

July 25th & 26th- Cirkus Smirkus - Richmond, RI Washington County Fair: Meadowbrook Waldorf School. Continuing a 23-year tradition of bringing joy and magic to towns all over New England. This year's theme is "Frontpage Follies: Big Top Big News!" Talented Troupers will seek the headlines and beat the deadlines, circus-style. On high-wire and aerials, as jugglers, clowns and more, they'll get the sensational Smirkus scoop, in a swell tribute to old-time journalism. Please visit www.circussmirkus.org/htm/tour/tourschedule.html

August 5th - Stonington Concert Series: Donahue Park Summer Concert Series. Stonington, CT. 6:30 to 8:30 p.m. at Donahue Park. These concerts are free and open to the public! This concert features Sugar. This Summer Concert Series will give the community and families a chance to get together, patronize the downtown local merchants and enjoy the sights and sounds of a variety of music in the park. The concerts will also include several vendors on site. This Summer Concert Series is a continuance of my "Downtown Pawcatuck Revitalization Initiative" Come join us!

August 5th- Central Rhode Island Chamber of Commerce's Rhode Island Chamber Block Party. Champlin's Marina Resort, Block Island. www.centralrichamber.com/blockparty.htm

August 5th, 6th and 7th- 2011 Charlestown Chamber of Commerce Seafood Festival. Charlestown, RI. A gastronomic extravaganza of Rhode Island's best seafood, lobsters, steamers, chowder, fish & chips, clam cakes, corn on the cob and a raw bar, as well as an array of all types of foods for every taste. A wide variety of arts and crafts on display, amusement rides, rock wall climbing, car show, Marcolites Kite exhibition, children's shows, bungee jumping, Tether Hot Air Balloon rides, Petting Zoo, kayak, overnight getaways, dinners and lobster raffle. Continuous entertainment and events. www.charlestownrichamber.com/seafoodfestival.html

August 13th & 14th- The Mystic Outdoor Art Festival, Mystic, CT. Meet some of America's finest artisans on the picturesque streets of Historic Downtown Mystic during New England's premier professionally juried outdoor art show! More than 250 fine artists will exhibit oils, watercolors, photography, pastels, sculpture & acrylics. Over 60 fine crafters will display their creative works. Plus, there will be exciting children's art activities and a great array of food and beverage items! The second weekend in August is set aside every year for this exciting event. www.mysticchamber.org/?sec=sec&s=44

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East Providence, Branch Opening in September!

Washington Trust is excited to announce that we will be opening a branch in East Providence, RI. The branch will be located at 587 Taunton Avenue, at the corner of Taunton and Pawtucket Avenues in East Providence. The 5,600 square-foot branch will offer state-of-the-art technology, security and convenience for its customers, including five walk-up teller positions, one of which is ADA compliant, two drive-up lanes, a drive-up ATM, night depository, safe deposit boxes and a walk-up ATM.

Paul J. Tavares, of East Providence, R.I., has been appointed Vice President, Branch Manager, of the new East Providence branch. He will be responsible for establishing new customer and business relationships in the East Providence area. An East Providence native, Tavares most recently served as Executive Director of the East Providence Housing Authority. Tavares was elected General Treasurer for the State of Rhode Island in 1998 and served two consecutive terms, until 2006. He has a long history of community and public service in the City of East Providence, serving on the School Committee and City Council.

We look forward to meeting our new East Providence neighbors and providing the great service that is expected from Washington Trust.

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