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Turn your home’s equity into home improvements. With great low rates right now, a home equity line from Washington Trust is the perfect financial tool to help you get your home improvement project started.


How much equity do you have?

Give us a call or stop by any branch and we'll help you determine how much equity you have in your home.

Answers in 30 seconds!

Setting up your home equity line is easy - just apply online and get your answer in 30 seconds! You can also apply at any Washington Trust branch or by calling us at 800-475-2265. Close in five days with the lender Rhode Island homeowners have trusted for more than 200 years.

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*All loans subject to credit approval. 1.99% Annual Percentage Rate home equity line is for the initial 6 months. After the initial 6 months, the rate becomes Prime + .0% on lines of $150,000 or more; Prime + .25% on lines of $75,000 - $149,999; Prime + .75% on lines of $25,000 - $74,999. Rates shown in effect as of 03/24/2014. Your APR will vary monthly if the Prime Rate changes, but will not exceed 18.00% or be less than 3.00%. Check The Wall Street Journal for current rates. Wall Street Journal Prime Rate as of 03/24/14 is 3.25%. Account closure fee of $350 for lines up to $500,000 or $500 for lines over $500,000 will apply if line is paid off and closed within first three years; Freedom Plus Checking account required. $25,000 minimum initial draw to third party required. Annual fee of $50 waived for the first year. Some home improvement projects may be subject to inspection fees and a satisfactory completion certificate. Subject to recording fees of approximately $74 in RI, and $93-177 in MA and CT. Trust review fees of $250 may apply if property is held in a trust. Not intended for homes currently for sale or intended to be sold within 12 months of closing. Offer available for new lines only. Other restrictions may apply. Property insurance is required. Flood insurance where required by law. Single- family, owner-occupied primary residences or second homes only. Maximum loan-to-value of 80%. Subject to credit approval. Offer available for a limited time only and may be withdrawn at any time.

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System Maintenance

September 17,2014
11:30 p.m. until 2:30 a.m.

Due to system maintenance, Online Banking and Mobile Banking will be unavailable beginning on Wednesday, September 17 from 11:30 p.m. until 2:30 a.m.