Spring is the perfect time to use your home's equity to make improvements. It's also a smart financial move these days. With housing prices stabilizing, your investment will build value for the future. And right now, the timing for making home improvements couldn't be better.

• Talented local craftsmen are eager to do business with you
  
  
• Building material costs are down significantly
  
  
• You can borrow against your home's equity at very attractive rates
  
  

We have money to lend, and our Think Local program will put you in touch with contractors and suppliers in your area. That's good for you, good for local businesses, and good for Rhode Island.

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To apply click here, call 800-475-2265, or stop by any branch.