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Deposit Rates

Certificates of Deposit

Product*Interest RateAPY**
91 Days0.100.10
6 Months0.100.10
12 Months0.100.10
18 Months0.250.25
24 Months0.350.35
36 Months0.500.50
48 Months0.750.75
60 Months0.900.90

All rates effective as of July 28, 2014
*$500 minimum to open and earn the APY.

**Annual Percentage Yield
A penalty may be imposed for early withdrawal
Fees may reduce earnings

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Freedom Plus Certificates of Deposit*****

Product TermInterest RateAPY**
91 Days0.350.35
6 Months0.350.35
12 Months0.350.35
18 Months0.500.50
24 Months0.600.60
36 Months0.750.75
48 Months1.001.00
60 Months1.151.15

All rates effective as of July 28, 2014
*****Minimum Deposit Amount $500

**Annual Percentage Yield
A penalty may be imposed for early withdrawal
Fees may reduce earnings

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Promotional Certificates of Deposit

Product TermInterest RateAPY**Min. Deposit for APY
14 Month Bump Up CD***0.350.35$ 500.00
33 Month Bump Up CD***0.800.80$ 500.00

All rates effective as of July 28, 2014

**Annual Percentage Yield
***One Time Bump Up Option:
You may request a one time rate bump up at any point during the CD term.

Early Withdrawals:
Normal early withdrawal penalties apply.
Withdrawals before maturity will reduce the Annual Percentage Yield earned.

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Money Markets, Checking & Savings Accounts

ProductInterest RateAPY**Min. to Open the Account
Personal Money Market Account
Under $1,0000.000.00$2500.00
$1,000-$2,499.990.100.10$2500.00
$2,500 and over0.100.10$2500.00
Freedom Plus Checking
Under $1,5000.000.00$50.00
$1,500 and over0.050.05$50.00
Freedom Statement Savings
$0.00 - $999.990.050.05$50.00
$1,000 - $2,499.990.050.05$50.00
$2,500 - $24,999.990.050.05$50.00
$25,000 - $49,999.990.050.05$50.00
$50,000 - $999,999,999.990.050.05$50.00
Freedom Savings Club Account
Under $500.050.05$1.00
$50 and over0.050.05$1.00

All rates effective as of July 28, 2014
**Annual Percentage Yield
Rates may change after the account is opened.
Fees may reduce earnings.

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Prime Rate

Wall Street Prime Rate3.25

All rates effective as of December 17, 2008.

 

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