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Loan Rates

 

Fixed Rate Mortgages (up to $417,000)

Product TermPointsRateAPR**Monthly Payment
Per $1,000 Borrowed
30 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.7503.791$4.63
20 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.5003.556$5.80
15 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.0003.071$6.91
10 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
02.8752.979$9.60

All rates effective as of April 24, 2015
These rates are for Massachusetts, Connecticut, Rhode Island and New Hampshire properties.
Please contact one of our mortgage professionals
for the rate in your state.

**Annual Percentage Rate (APR) subject to change without notice.
Owner-occupied single family properties only.
APR based on 25% downpayment and 0 points. Downpayment of less than 20%
requires mortgage insurance. Property and flood insurance where required.

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Jumbo Fixed Mortgage (over $417,000)

Product TermPointsRateAPR**Monthly Payment
Per $1,000 Borrowed
30 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.6253.641$4.56
20 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.5003.522$5.80
15 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.2503.279$7.03
12 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
0N/AN/AN/A
10 Year
Payments shown do not include taxes or insurance. Your payments may be greater.
03.1253.167$9.71

All rates effective as of April 24, 2015
These rates are for Massachusetts, Connecticut, Rhode Island and New Hampshire properties.
Please contact one of our mortgage professionals
for the rate in your state.

**Annual Percentage Rate (APR) subject to change without notice.
Owner-occupied single family properties only.
APR based on 20% downpayment and 0 points. Downpayment of less than 20%
requires mortgage insurance.  Property and flood insurance where required.

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Adjustable Rate Mortgage (ARM up to $417,000)

Product TermTermRatePointsAPR**Monthly Payment
Per $1,000 Borrowed
(figured on 360 payments)
5/1 Jumbo ARM(br)Caps: 2% initial,(br) 2% annual,(br)5% lifetime
Payments shown do not include taxes or insurance. Your payments may be greater.
30 years2.87502.890For months 1 to 60, the payment per $1000 is $4.15. Based on the current index and margin, for months 61 to 360, the rate would be 3.000% and the payment per $1000 is $4.22.
5/1 Agency ARM(br)Caps: 2% initial,(br) 2% annual,(br)5% lifetime
Payments shown do not include taxes or insurance. Your payments may be greater.
30 Years2.75002.788For months 1 to 60, the payment per $1000 is $4.08 Based on the current index and margin, for months 61 to 360, the rate would be 3.000% and the payment per $1000 is $4.22.
7/1 Jumbo ARM(br)Caps: 5% initial,(br) 2% annual,(br)5% lifetime
Payments shown do not include taxes or insurance. Your payments may be greater.
30 years3.00003.016For months 1 to 84, the payment per $1000 is $4.22. Based on the current index and margin, for months 85 to 360, the rate would be 3.000% and the payment per $1000 is $4.22.
7/1 Agency ARM(br)Caps: 5% initial,(br) 2% annual,(br)5% lifetime
Payments shown do not include taxes or insurance. Your payments may be greater.
30 Years3.00002.914For months 1 to 84, the payment per $1000 is $4.22. Based on the current index and margin, for months 85 to 360, the rate would be 3.000% and the payment per $1000 is $4.22.
10/1 Jumbo ARM(br)Caps: 5% initial,(br) 2% annual,(br)5% lifetime
Payments shown do not include taxes or insurance. Your payments may be greater.
30 years3.50003.516For months 1 to 120, the payment per $1000 is $4.49. Based on the current index and margin, for months 121 to 360, the rate would be 3.000% and the payment per $1000 is $4.22.
10/1 Agency ARM(br)Caps: 5% initial,(br) 2% annual,(br)5% lifetime
Payments shown do not include taxes or insurance. Your payments may be greater.
30 Years3.25003.289For months 1 to 120, the payment per $1000 is $4.35 Based on the current index and margin, for months 121 to 360, the rate would be 3.000% and the payment per $1000 is $4.22.

All rates effective as of April 24, 2015
These rates are for Massachusetts, Connecticut, Rhode Island and New Hampshire properties.
Please contact one of our mortgage professionals
for the rate in your state.

**Annual Percentage Rate (APR) subject to change without notice.
Index is the 1-year LIBOR. APR is variable and may increase after closing.
Owner-occupied single family properties only.
APR based on 20% downpayment and 0 points. Downpayment of less than 20%
requires mortgage insurance. Property and flood insurance where required.
Subject to credit approval.

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