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William K. Wray, Sr.

Senior Executive Vice President, Chief Risk Officer
Senior Management

Bill is Senior Executive Vice President and Chief Risk Officer and works out of the Bank's Headquarters in Westerly, RI. He is responsible for credit risk functions, loan review and risk management functions.

Before joining the Bank, Bill served as Chief Operating Officer for Blue Cross & Blue Shield of Rhode Island. Prior to that role, he spent 15 years at Citizens Bank, culminating in the role of Vice Chairman and Chief Information Officer. Bill holds a Bachelors of Science in Engineering from the United States Military Academy at West Point, N.Y., and a Masters of Science in Engineering from Stanford University. Bill plays an active role in various community organizations including Amos House, the Providence Performing Arts Center, the Business Development Company of Rhode Island, and Year Up Providence. He is a trustee of Our Lady of Mercy parish and a member of the Diocesan Finance Committee and the HealthSource RI Advisory Board. He and his wife Nancy are residents of East Greenwich, RI.