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Top 10 Money Tips Every College Freshman Should Know
As college students head to campus for the fall semester, money management should be on their personal syllabus. Here are 10 tips to help college students form a strong foundation.

Yours, Mine, and Ours - A Couple's Guide to Retirement Planning
Learn how and why couples should work together when planning and saving for their shared future.

 When Your Financial Plan Goes From Mine to Ours
Newly married couples face a number of important decisions that will impact your financial planning together. Here are some steps to get you started.

How to Bring Charitable Giving Into Your Financial Plan
If helping others is one of your financial goals, consider tools and strategies that may help you maximize your charitable gifts.

Financial Empowerment: Income-ing!
In our last Financial Empowerment article, we talked about the basics of financial planning. We reviewed the process and the major information needed to start building a plan. Of those pieces of information, we discussed income, expenses, assets, and liabilities. Today, we are going to focus a little more on one of those topics: income.

A Roadmap to Your Happy Retirement
When crafting a financial plan for retirement, you should assess your goals, identify income streams and determine your future needs and options.

Creating an End-of-Life Plan to Help Avert Family Conflict
Family conflict after a loved one passes can often be avoided through open communication and preemptive planning to help ensure that everyone is on the same page

Social Security Benefits: What you need to know
In October, the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), will be released. Early indications suggest that the cost-of-living adjustment that will take effect for social security recipients at the beginning of 2019 could come in between 2.5%-3.00%. This is the first increase in some years that has not been consumed by Medicare premium hikes. Do you know enough about Social Security to leverage your benefits?

A Focus on Building Wealth for Millennials
As seen on The Rhode Show - A few tips for millennials on building wealth and avoiding becoming a "lost generation" for wealth accumulation.

Using Summer Vacation to Teach Kids About Money
As seen on The Rhode Show - The kids may be out of school, but summer vacation is full of valuable opportunities to teach them about money.

The opinions expressed in this newsletter are those of the author and may not reflect those of The Washington Trust Company. The information in this report has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Any opinions expressed herein are subject to change at any time without notice. Any person relying upon this information shall be solely responsible for the consequences of such reliance. Performance is historical and does not guarantee future results.

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