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Our blog provides timely and helpful information about bank services, money-saving tips, local events, industry information and more!


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Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. The American Bankers Association recommends following these tips to keep your information — and your money — safe.

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While you are taking steps to care for yourself and your family’s physical health and wellness during this COVID-19 pandemic, it’s also a good time to think about your financial well-being. Budgeting and planning can help you get through these challenging times and help you prepare for better days ahead. Continue reading >>>

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We’re in touch with customers and want to share a few questions they have “Asked Washington Trust”.

Q: Are my deposits safe and FDIC insured?

A: You can be confident knowing that your deposits are safe, and your funds fully insured by the FDIC. Washington Trust is financially sound and is one of the top-performing banks in the region. Continue reading >>>

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What's not to love about receiving money? It's why millions and millions of people play the lottery each year. And while most won't be lucky enough to win the jackpot, they may very well receive money in a far more common way — getting a tax refund.


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Over time, Certificates of Deposit (CDs) have provided a safe and secure way to build savings. However, in today's current rising interest rate environment, they've become even more attractive, allowing savers to lock in higher rates of interest over fixed period of times – and get the assurance of deposit protection.

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As seen on the Rhode Show - Home values have increased considerably in recent years, giving homeowners the ability to tap into their home’s equity to make renovations, large purchases or otherwise improve their overall financial picture.

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How much do you really know about money? Sure, you know it's the key to realizing life's goals, such as purchasing a home or living out a secure retirement.

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It's a holiday leftover many of us carry around for months. It's not Aunt Edna's fruitcake or even those few extra pounds amassed from all the holiday treats. It's the excess credit card debt that comes from spending more than you can afford during the holiday season. Unfortunately, for many Americans, a few festive days of the year can result in mounds of depressing debt that can take months to shed.

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Credit scoring systems are complex and vary among creditors or insurance companies and for different types of credit or insurance. If one factor changes, your score may change — but improvement generally depends on how that factor relates to others the system considers. Only the business using the scoring knows what might improve your score under the particular model they use to evaluate your application.

The holiday shopping season is here! If you are planning to do your shopping online this year, consider the following tips to keep your personal and financial information safe.

The opinions expressed in this newsletter are those of the author and may not reflect those of The Washington Trust Company. The information in this report has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Any opinions expressed herein are subject to change at any time without notice. Any person relying upon this information shall be solely responsible for the consequences of such reliance. Performance is historical and does not guarantee future results.

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