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Our blog provides timely and helpful information about bank services, money-saving tips, local events, industry information and more!


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As seen on the Rhode Show - Home values have increased considerably in recent years, giving homeowners the ability to tap into their home’s equity to make renovations, large purchases or otherwise improve their overall financial picture.

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How much do you really know about money? Sure, you know it's the key to realizing life's goals, such as purchasing a home or living out a secure retirement.

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It's a holiday leftover many of us carry around for months. It's not Aunt Edna's fruitcake or even those few extra pounds amassed from all the holiday treats. It's the excess credit card debt that comes from spending more than you can afford during the holiday season. Unfortunately, for many Americans, a few festive days of the year can result in mounds of depressing debt that can take months to shed.

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Credit scoring systems are complex and vary among creditors or insurance companies and for different types of credit or insurance. If one factor changes, your score may change — but improvement generally depends on how that factor relates to others the system considers. Only the business using the scoring knows what might improve your score under the particular model they use to evaluate your application.

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As college students head home for Thanksgiving break and realize that their bank accounts are no longer “stuffed” from their summer jobs, it’s the perfect time to review some money management tips. It’s important for college students to take control of their financial future by saving wherever and whenever they can. They should treat personal finance like a second major and avoid unnecessary expenses now to reduce financial burden when they graduate.

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Consumers are increasingly using their smartphones, tablets and other mobile devices as "mobile wallets" to pay for goods and services, downloading software that allows them to complete both mobile and in-person transactions. As the use of mobile wallet services increases, consumers need to protect their smartphones, mobile wallet applications, associated data, and mobile wallet services from theft and cyber-attacks.

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At Washington Trust we have taken every precaution necessary to be sure our customer’s information is transmitted safely and securely, but you should always take precautions yourself to shield your money and your existing accounts. Here are a few best practices we recommend.

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With summer over and the end of the year quickly approaching, fall is a great time for a cleanup. But that cleanup doesn't just have to involve your yard; it's also a great time to get your financial affairs in order before the busy holiday season starts and tax season is upon you.

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As college students head to campus for the fall semester, money management should be on their personal syllabus. Here are 10 tips to help college students form a strong foundation.

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Assets in 529 plans have grown significantly in recent years primarily because parents and other family members have begun to recognize their college planning potential. But there's another side to 529 plans that may appeal to you -- potential estate planning benefits.

The opinions expressed in this newsletter are those of the author and may not reflect those of The Washington Trust Company. The information in this report has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. Any opinions expressed herein are subject to change at any time without notice. Any person relying upon this information shall be solely responsible for the consequences of such reliance. Performance is historical and does not guarantee future results.

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