Personal Banking

Get the checking account that's right for you

From free checking to interest-earning checking to eChecking and everything in between, we'll help you find the account that fits your banking needs. How can we be so sure? Hey, we've been doing this for more than two centuries.

PLUS...we will give you $100!

Open any personal checking account at Washington Trust and receive $100! Get $50 when you sign up for direct deposit and $50 when you pay your first three different bills online.

Use promo code "FiftyFifty" when opening your account online.

Open Account

1- Freedom Ultra Checking: Daily minimum balance of $15,000 required to avoid monthly service charge fee of $25.00; Freedom Plus Relationship Checking: No monthly service charge fee when your total consumer deposit and loan relationship with Washington Trust totals $5,000 or more - when total is below $5,000, the account charges a service charge fee of $15.00 per statement cycle.
2- Washington Trust will refund up to five fees from other domestic banks each statement cycle. May be subject to IRS reporting. Please consult your tax advisor.
3- Freedom eChecking must be opened online at 

To receive the full $100 offer, it requires recurring payroll or social security direct deposit (one-time transfers do not qualify) and three different bill payee transactions within the first three months of account opening (payments through apps such as Paypal, Zelle and Venmo do not qualify). $50 will be credited to account after the first direct deposit is made. $50 will be credited to account after the first three different bill payee transactions are processed. Freedom Checking offer available for new accounts with funds from sources other than Washington Trust. Minimum balance to open account is $50. A $100 early account closing service fee will be charged if the account is closed within the first three months. Message and data rates may apply from your wireless carrier. Offer is for a limited time and may be withdrawn at any time.

Customer Solutions Center

(800) 475-2265

Telephone Banking available 24/7 at

(800) 226-5877

Tambien disponible en español. Banca telefónica disponible 24/7/365!
Haga clic aquí para obtener más información sobre nuestros productos y servicios.