Personal Banking

Washington Trust Checking Accounts

Free checking, paperless banking, relationship rewards: Washington Trust offers checking account options and money management tools to suit your financial situation.

Learn more about our account options below and select the account that fits your unique needs:


Freedom Checking, a FREE account with a few extras

FREE2 Checking Account that offers a few FREE extras to make your banking easier.

  • Interest earnings when you maintain a $5,000 minimum daily balance
  • Online, mobile banking and text message banking with text alerts3
  • Mobile Check Deposit
  • Free ATM use1
  • Debit card with Rewards
  • Free set of 50 checks4
  • Finance Works Money Management Tool by Quicken
  • eStatements

Ready to open a checking account?

Get started!


eChecking, a paperless version of our Freedom Checking account

eChecking is still free checking! Make deposits, get eStatements, and receive text alerts - anytime, anyplace, with no fees.2 

  • Interest earnings when you maintain a $5,000 minimum daily balance
  • Online, mobile banking and text message banking with text alerts3
  • Mobile Check Deposit
  • Free ATM use1
  • Debit card with Rewards
  • Free set of 50 checks4
  • Finance Works Money Management Tool by Quicken
  • eStatements

Ready to open a checking account?

Get started!


Freedom Plus Relationship Checking, an account that rewards you for your relationship

Relationships matter, so Freedom Plus Checking rewards you for your total banking relationship. When your deposit, loan, and wealth management relationship with us totals $5,000 or more, there is no monthly service charge fee5 and you'll enjoy these added benefits:

  • Free ATM use1
  • Free checks4
  • Online, mobile and text message banking with alerts3
  • Interest earnings when you maintain a $1,500 minimum daily balance.
  • Bonus rates on CDs and IRAs.
  • .25% off non-promotional home equity line rates
  • .50% off installment loan rates with automatic payment
  • Mobile Check Deposit
  • Debit card with Rewards
  • Finance Works Money Management Tool by Quicken

Ready to open a checking account?

Get started!

Woman checking out at a store

Prefer not to carry cash and checks?

All of our Checking Accounts come with a free debit card you can use to withdraw cash at ATMs, make deposits and make purchases at retailers in store or online.

Opening a checking account is easy at Washington Trust. Get started today with our online application.


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1- Other banks may charge for ATM use.

2 - There is no monthly service charge fee for Freedom Checking. Minimum balance to open account is $50.

3 - Message and data rates may apply from your wireless carrier.

4 - Free checks are Freedom Wallet style.

5 - No monthly service charge when your total relationship with us totals $5,000 or more. When below $5,000, a flat fee of $15.00 per statement cycle will be charged.