Personal Banking

Savings, CD & Money Market Accounts

Are you saving for a new home, college education, retirement, or just the proverbial "rainy day"? Whatever your savings goals, Washington Trust offers a range of savings account options.

What are your savings goals?




Freedom Statement Savings Account

Want to save, earn interest and enjoy easy access to your money at any time? Our Freedom Statement Savings Account is right for you!

Make deposits and withdrawals to your account at any time.

Deposit Rates
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Freedom Savings Club Account

Looking for a systematic way to save for the holidays, vacation or a major purchase? A Freedom Savings Club Account will keep your saving on track!

Make direct deposits to your account at any time, and select the month to receive your funds

Deposit Rates
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Money Market Accounts

Want the earning power of market-competitive rates without tying up your money? A Money Market Account is right for you!

Enjoy a higher interest rate than a checking account, and still maintain access to your funds when you need them.

Deposit Rates
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Certificates of Deposit

Have no immediate plans for your money, and want to earn a higher rate? Let your money earn interest with a Certificate of Deposit!

Allows you to lock in a great, competitive rate for a set period of time, delivering guaranteed earnings. Ask about CDARS® Multi-Million Dollar FDIC Insurance.

Deposit Rates
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Custodial Freedom Statement Savings Account

Is it time to start teaching your children about saving? A Custodial Freedom Statement Savings Account will help your children learn the importance of saving money!

Make deposits, big or small, at any time to show children how their money can grow.

Deposit Rates
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Individual Retirement Accounts (IRA CDs)

Planning for Retirement?  An IRA CD can help you achieve your retirement goals!

Save towards your "someday" today.  Additional retirement planning solutions are available through our wealth management division.


Mobile phone and checkbook

Looking for a checking account?

Combine your Savings Account with a Washington Trust Checking Account and watch your money grow!


Find a Checking Account

*CDs placed through CDARS are considered bank deposits. They are not DTC eligible and, currently, no secondary market exists. Early withdrawals are available, but require the payment of a substantial penalty.

You should compare the current rates and features of CDs (including CDARS CDs) to other investment alternatives. Past performance may not be representative of future performance or success.

If a depositor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the depositor to determine whether the placement of the depositor's funds through CDARS or a particular CDARS transaction satisfies those restrictions. Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with our bank. The agreement contains important information and conditions regarding the placement of funds by our bank through CDARS.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.