Personal Banking

2.50% APY* - 18-month CD
See your savings bloom!

To take advantage of this great CD rate, call our Customer Solutions Center at 800-475-2265 or visit a local branch.

*18-month Certificate of Deposit, 2.50% Annual Percentage Yield; $500 minimum balance required. Offer not available in conjunction with other special promotions or bonuses. Offers available for new accounts opened with funds from sources other than Washington Trust. Consumer and business accounts only. No municipalities. Washington Trust checking account required. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties may be imposed. Fees may reduce earnings. See a Washington Trust Banker for details. Offers are for a limited time only and may be withdrawn at any time.

Certificates of Deposit

Have no immediate plans for your money, and want to earn a higher rate? Let your money earn interest with a Certificate of Deposit!

Today's Deposit Rates

Traditional Certificates of Deposit

Our CDs offer a low minimum deposit and the flexibility to choose your length of the term.

Individual Retirement Accounts

Planning for Retirement? An IRA CD can help you achieve your retirement goals!

Save towards your "someday" today. Additional retirement planning solutions are available through our wealth management division.

CD Rates

CD Term*  Interest Rate  APY** 
 91 Days 0.10% 0.10%
 6 Months 0.10% 0.10%
 12 Months 0.10% 0.10%
 18 Months 0.25% 0.25%
 24 Months 0.35% 0.35%
36 Months 0.50% 0.50%
48 Months 0.75% 0.75%
60 Months 0.90% 0.90%

All rates effective as of
*$500 minimum to open.
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Savings Account Options

Want to save, earn interest and enjoy easy access to your money? Whatever your savings goals, Washington Trust offers a range of saving account options. Learn more

Customer Solutions Center

(800) 475-2265

Telephone Banking available 24/7 at

(800) 226-5877

Tambien disponible en español. Banca telefónica disponible 24/7/365!