Personal Banking

Certificates of Deposit

Have no immediate plans for your money, and want to earn a higher rate? Let your money earn interest with a Certificate of Deposit!

Today's Deposit Rates

Traditional Certificates of Deposit

Our CDs offer a low minimum deposit and the flexibility to choose your length of the term.

Individual Retirement Accounts

Planning for Retirement? An IRA CD can help you achieve your retirement goals!

Save towards your "someday" today. Additional retirement planning solutions are available through our wealth management division.


CD Rates

CD Term*  Interest Rate  APY** 
 91 Days 0.10% 0.10%
 6 Months 0.10% 0.10%
 12 Months 0.10% 0.10%
 18 Months 0.25% 0.25%
 24 Months 0.35% 0.35%
36 Months 0.50% 0.50%
48 Months 0.75% 0.75%
60 Months 0.90% 0.90%

All rates effective as of
*$500 minimum to open.
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Savings Account Options

Want to save, earn interest and enjoy easy access to your money? Whatever your savings goals, Washington Trust offers a range of saving account options. Learn more

Customer Solutions Center

(800) 475-2265



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(800) 226-5877


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