Personal Banking

FHA Loans

Down payments as low as 3.5%

Why should you consider an FHA Loan? In some cases, it may be easier for you to qualify for an FHA Loan than a conventional loan, plus 100% of the down payment and closing costs can be from a gift. Other benefits of an FHA loan include:

  • Can be used for either a purchase or refinance
  • Minimum down payment is only 3.5%
  • Flexible debt-to-income ratios
  • Up to 6% seller contribution
  • No prepayment penalty

And even if you’ve had some financial trouble in the past, FHA home purchases are allowed:

  • 2 years after bankruptcy
  • 3 years after foreclosure/short sale

For more information, contact a Trusted Advisor today at (800) 475-2265 or by email at .

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