Helping more Rhode Islanders realize their dream of home ownership!
- Up to 100% financing available*
- Matching down payment grants available*
- Great rates on 30-year fixed rate mortgages
- Customizable loans make it affordable for you
- Waived lender fees**
- Closing cost assistance available
Two Ways to Qualify
Qualify by Income
Total annual income for all borrowers must be at or below $64,480.
Represents 80% of area median income; subject to change.
Qualify by Property Location
With NO Income Requirements
This map is an approximation of eligible census tracts located in one of the following counties in Rhode Island: Bristol, Kent, Providence or Washington County in the following Towns: Bristol, Central Falls, Cranston, Cumberland, East Providence, Johnston, Newport, Pawtucket, Providence, Warren, West Warwick, Westerly and Woonsocket.
Please contact a Washington Trust Loan Officer for more detailed maps of eligible areas.