Personal Banking

Promotional Certificates of Deposit

Product*  Interest Rate  APY**  Min. Deposit for APY
8-Month 0.79761% 0.80% $500.00
18-Month 1.78798% 1.80% $500.00
5-Year Bump Up 2.23126% 2.25% $500.00

Learn more about our CDs

All rates effective as of
*Offer not available in conjunction with other special promotions or bonuses.
$500 minimum balance required. .80% Annual Percentage Yield available for new accounts opened with funds from sources other than Washington Trust. Consumer accounts only. CD minimum opening deposit is $500. Washington Trust checking account required. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties may be imposed. Fees may reduce earnings. See a Washington Trust Banker for details. Offer is for limited time only and may be withdrawn at any time.
$500 minimum balance required. 1.80% Annual Percentage Yield available for new accounts opened with funds from sources other than Washington Trust. Consumer accounts only. CD minimum opening deposit is $500. Washington Trust checking account required. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties may be imposed. Fees may reduce earnings. See a Washington Trust Banker for details. Offer is for limited time only and may be withdrawn at any time.
$500 minimum balance required. 2.25% Annual Percentage Yield Certificate of Deposit offer available for new accounts opened with funds from sources other than Washington Trust. Consumer accounts only. CD minimum opening deposit is $500. Washington Trust checking account required. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties may be imposed. Fees may reduce earnings. See a Washington Trust Banker for details. Offer is for a limited time only and may be withdrawn at any time.
**Annual Percentage Yield

Certificates of Deposit

Product*  Interest Rate  APY** 
 91 Days 0.10% 0.10%
 6 Months 0.10% 0.10%
 12 Months 0.10% 0.10%
 18 Months 0.25% 0.25%
 24 Months 0.35% 0.35%
36 Months 0.50% 0.50%
48 Months 0.75% 0.75%
60 Months 0.90% 0.90%

Learn more about our CDs

All rates effective as of
*$500 minimum to open.
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Freedom Plus Certificates of Deposit*

Product*  Interest Rate  APY** 
 91 Days 0.35% 0.35%
 6 Months 0.35% 0.35%
 12 Months 0.35% 0.35%
 18 Months 0.50% 0.50%
 24 Months 0.60% 0.60%
36 Months 0.75% 0.75%
48 Months 1.00% 1.00%
60 Months 1.15% 1.15%

Learn more about our CDs

All rates effective as of
*Minimum Deposit Amount $500
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Money Markets, Checking, and Savings Accounts

Product  Interest Rate APY* Min. to Open the Account
Freedom Checking & eChecking
Under $5,000 0.00% 0.00% $50.00
$5,000.00 and over 0.01% 0.01% $50.00
Personal Money Market Account
Under $2,499.99 0.10% 0.10% $2,500.00
$2,500 - $24,999.99 0.10% 0.10% $2.500.00
$25,000 - $49,999.99 0.10% 0.10% $2,500.00
$50,000 - $249,999.99 0.10% 0.10% $2,500.00
$250,000 - $999,999,99 0.10% 0.10% $2,500.00
$1,000,000 and over 0.10% 0.10% $2,500.00
Freedom Plus Checking
Under $1,500  0.00%  0.00%  $50.00
$1,500 and over  0.05%  0.05%  $50.00
Freedom Statement Savings
 Under $2,499.99
 0.00%  0.00%  $50.00
$2,500 - $24,999.99 
 0.05%  0.05%  $50.00
$25,000 - $49,999.99 
 0.05%  0.05%  $50.00
$50,000 - $249,999.99 
 0.05%  0.05%  $50.00
 $250,000 - $999,999,99  
 0.05%  0.05%  $50.00
$1,000,000 and over  0.05%  0.05%  $50.00
Freedom Savings Club Account
Under $2,499.99  0.00%  0.00%  $1.00
$2,500 - $24,999.99  0.05%  0.05%  $1.00
$25,000 - $49,999.99  0.05%  0.05%  $1.00
$50,000 - $249,999.99  0.05%  0.05%  $1.00
$250,000 - $999,999.99  0.05%  0.05%  $1.00
$1,000,000 and over  0.05%  0.05%  $1.00

Learn More About Our Savings Accounts

All rates effective as of
*Annual Percentage Yield
Rates may change after the account is opened. Fees may reduce earnings.

Prime Rate

 Wall Street Prime Rate 4.25

All rates effective as of June 15, 2017