Washington Trust Mortgage Company

Fixed Rate Mortgages (up to $453,100)

Product Term Points Rate APR* Monthly Payment**
30 Year  0 4.375 4.450 4.99
20 Year
 0 4.250 4.352 6.19
15 Year  0 4.000 4.128 7.40
10 Year  0 4.000 4.184 10.12

 

All rates effective as of
These rates are for Rhode Island, Connecticut and Massachusetts properties.
*Annual Percentage Rate (APR) subject to change without notice.
**Per $1,000 Borrowed. Payments shown do not include taxes or insurance. Your payments may be greater.
Owner-occupied single family properties only. APR based on 25% downpayment and 0 points. Downpayment of less than 20% requires mortgage insurance. Property and flood insurance where required.

Jumbo Fixed Mortgage (over $453,101)

Product Term Points Rate APR* Monthly Payment**
30 Year  0 4.625 4.672 5.14
20 Year  0 4.625 4.689 6.39
15 Year  0 4.375 4.454 7.59
10 Year  0 4.250 4.363 10.24

 

All rates effective as of
These rates are for Rhode Island, Connecticut and Massachusetts properties.
*Annual Percentage Rate (APR) subject to change without notice.
**Per $1,000 Borrowed. Payments shown do not include taxes or insurance. Your payments may be greater.
Owner-occupied Rhode Island, Connecticut and Massachusetts single family properties only. APR based on 20% downpayment and 0 points. Downpayment of less than 20% requires mortgage insurance. Property and flood insurance where required.

 

Adjustable Rate Mortgage

Product Term Term Rate Points APR* Monthly Payment**
5/1 Jumbo ARM
Caps: 2% initial, 2% annual, 5% lifetime
30 years 3.750 0 4.429 For months 1 to 60, the payment per $1000 is $4.63Based on the current index and margin, for months 61 to 360, the rate would be 4.000% and the payment per $1000 is $3.44
5/1 Agency ARM
Caps: 2% initial, 2% annual, 5% lifetime
30 years 3.875 0 4.503 For months 1 to 60, the payment per $1000 is $4.70Based on the current index and margin, for months 61 to 360, the rate would be 4.000 is $5.15
7/1 Jumbo ARM
Caps: 5% initial, 2% annual, 5% lifetime
30 years 3.875 0 4.374 For months 1 to 84, the payment per $1000 is $4.70 Based on the current index and margin, for months 85 to 360, the rate would be 4.000% and the payment per $1000 is $3.28
7/1 Agency ARM
Caps: 5% initial, 2% annual, 5% lifetime
30 years 4.000 0 4.463 For months 1 to 84, the payment per $1000 is $4.77 Based on the current index and margin, for months 85 to 360, the rate would be 4.000% and the payment per $1000 is $5.13
10/1 Jumbo ARM
Caps: 5% initial, 2% annual, 5% lifetime
30 years 4.125 0 4.403 For months 1 to 120, the payment per $1000 is $4.85Based on the current index and margin, for months 121 to 360, the rate would be 4.77% and the payment per $1000 is $3.02
10/1 Agency ARM
Caps: 5% initial, 2% annual, 5% lifetime
30 years 4.125 0 4.432 For months 1 to 120, the payment per $1000 is $4.85Based on the current index and margin, for months 121 to 360, the rate would be 4.56% and the payment per $1000 is $5.11

All rates effective as of
These rates are for Rhode Island, Connecticut and Massachusetts properties.
*Annual Percentage Rate (APR) subject to change without notice.
**Per $1,000 Borrowed. Payments shown do not include taxes or insurance. Your payments may be greater.
Index is the 1-year LIBOR. APR is variable and may increase after closing. Owner-occupied Rhode Island, Connecticut and Massachusetts single family properties only. APR based on 20% downpayment and 0 points. Downpayment of less than 20% requires mortgage insurance. Property and flood insurance where required. Subject to credit approval.

Washington Trust Mortgage Company LLC is a subsidiary of The Washington Trust Company, one of New England’s premier financial services companies. Please click here to visit The Washington Trust Company's complete list of loan rates including home equity loans and lines, car loans and more.