During Business Hours:

Debit or ATM Cards may be cancelled during business hours by contacting our Customer Solutions Center at 800-475-2265 or by visiting any Washington Trust branch location. Customer Solutions Center Representatives are available Monday through Friday from 8:30 AM to 6:00 PM and Saturdays from 8:30 AM to 1:00 PM.

After Business Hours:

After business hours, please call 800-475-2265. When prompted, select option 3 to report the loss or theft of a Debit or ATM card. Please contact Washington Trust the following business day to have a new Debit card ordered.

Once you receive your new Debit Card, please call (800) 972-0380, from your primary phone number to activate your new debit card. You will be asked for your Social Security Number to activate your debit card.

Debit Cards are typically received within 7 to 10 business days from the date of request. The card is sent in a plain white envelope without reference to The Washington Trust Company for security purposes.

You can order a replacement debit card by submitting a replacement ATM/Debit Card form through your online banking, by visiting a branch, or by calling our Customer Solutions Center.

Depending on the type of ATM or Debit Card you have, your daily ATM withdrawal and Point of Sale Withdrawal limits may change. Please see the chart below to determine your daily limits.

Daily ATM Withdrawal Limit

Daily Point of Sale Limit

ATM Card



Master Money Card (Blue Card)



World Debit Card (Black Card – Ultra Customers)



Business Debit Card



You can request to increase or decrease limits based on your spending needs. Requests can be submitted via online banking, by calling or visiting your local branch, or through our Customer Solutions Center.

It is a best practice to notify the bank when you plan on traveling out of state. You can do so by calling or visiting your local branch or by calling the Customer Solutions Center. To reduce the risk of your card being flagged for suspicious activity, please make every effort to notify us before you leave on your trip.

Put your debit card and your smartphone together, and you have MobiMoney – the mobile app with card controls to keep your money safe! Learn more

Washington Trust uses a third-party vendor to notify customers of suspicious activity on their debit card. This text message will only ask if you initiated the charge in question. Washington Trust will not ask for any personal information via text.

To change your PIN you will need to visit your local branch with the impacted debit card. A representative will assist you in setting a new PIN. For security, Washington Trust does not keep records of PINs.

A debit card can be issued to an individual that is at least 16 years old, with an adult as a joint owner on the account.

Questions? For more information about a Washington Trust Debit Card, contact our Customer Solutions Center at (800) 475-2265 or by email.

Don't have a debit card?

Learn more about the benefits of a debit card.