Helping more Rhode Islanders realize their dream of home ownership!

  • Up to 100% financing available*
  • Matching down payment grants available*
  • Great rates on 30-year fixed rate mortgages
  • Customizable loans make it affordable for you
  • Waived lender fees**
  • Closing cost assistance available

Qualify by Income

Total annual income for all borrowers must be at or below $70,000.

Represents 80% of area median income; subject to change.

Short on Down Payment Funds? I Luv RI Community Lending Can Help!

Down Payment Assistance GrantsReduced Costs
Up to 1.5% matching funds grantReceive up to $2,500 in closing cost credits
Grant funds have no pay-back requiredWe'll waive our lender fees
No strings attachedWe'll share the expense of mortgage insurance

Questions?

Washington Trust's Commitment

You will receive courteous, professional advice from our team of trusted advisors; a smooth streamlined process with our help every step of the way; an extensive product line to meet your specific life goals; local decision-making and quick closings.

NMLS #414726; Member FDIC; All loans subject to credit approval. Qualified applicant must be at or below 80% of area median income. Borrower(s) must be first-time homebuyers or have no current ownership in any other real estate. Owner-occupied primary residences only. Additional restrictions apply for 2-family residences. *Washington Trust will match up to 1.5% of a 3% downpayment as a non-repaid grant. **Washington Trust will waive the standard underwriting and processing fees.