Washington Trust offers several affordable housing programs and options to help homebuyers fulfill their dream of owning a home. So, speak with us to learn about programs that may meet your specific needs.
We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams, and Washington Trust will guide you through the process every step of the way.
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HomeReady mortgage allows co-borrowers who don’t live in the home to be included on the mortgage, such as parents or others who want to help. And, extended family or other household members’ income can help you qualify—even if they aren’t on the mortgage. This program is ideal for home buyers with limited savings, and the down payment and closing costs can be paid from sources other than your own funds.
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Home Possible is designed to provide more flexible homeownership financing for borrowers. It allows as little as 3% down payment, and these funds can come from a gift or as part of an approved community down payment assistance program.
Rhode Island Housing offers mortgages though Washington Trust. Our mortgage experts can provide all the details and help you determine whether a Rhode Island Housing Loan suits your needs.
Massachusetts Housing provides beneficial programs for our Massachusetts homebuyers. They offer a unique blend of low down payment financing and a variety of PMI options to provide homebuyers with low cost options.
Washington Trust's I Luv RI™ Community Lending Program may help you realize your dream of homeownership.
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Apply online today with our easy to use Online Application. Find a mortgage specialist to get started.
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More information and additional resources can be found here:
Phone: (800) 475-2265
Routing Number: 011500858
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NMLS#414726 Important Information about FDIC Insurance Coverage | NMLS Registered Lenders
Member FDIC Equal Housing Lender
Federal Equal Credit Opportunity Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discrimination against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this Bank is FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, Missouri 64106.
Right to Request Specific Reasons for Credit Denial Notice: If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact us at 1-800-475-2265 or write to us at The Washington Trust Company, 23 Broad Street, Westerly, RI 02891 within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement. The Washington Trust Company, a member of the FDIC, is located at 23 Broad Street, Westerly, RI 02891.
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