Current Loan Rates at Washington Trust

Fixed Rate Mortgages (up to $647,200)

Product Term Points Rate APR* Monthly Payment** Payment Calculator
30 Year 0 6.875 6.972 6.57 Your monthly cost
20 Year 0 6.875 7.002 7.68 Your monthly cost
15 Year 0 6.500 6.654 8.71 Your monthly cost
10 Year 0 6.500 6.717 11.35 Your monthly cost

All rates effective as of March 24, 2022

These rates are for Rhode Island, Connecticut and Massachusetts properties.
*Annual Percentage Rate (APR) subject to change without notice.
**Per $1,000 Borrowed. Payments shown do not include taxes or insurance. Your payments may be greater.
Owner-occupied single family properties only. APR based on 40% downpayment and 0 points. Downpayment of less than 20% requires mortgage insurance. Property and flood insurance where required.

Jumbo Fixed Mortgage (over $647,200)

Product Term Points Rate APR* Monthly Payment** Payment Calculator
30 Year 0 6.000 6.056 6.00 Your monthly cost
20 Year 0 5.625 5.696 6.95 Your monthly cost
15 Year 0 5.500 5.589 8.17 Your monthly cost

All rates effective as of March 24, 2022

These rates are for Rhode Island, Connecticut and Massachusetts properties.
*Annual Percentage Rate (APR) subject to change without notice.
**Per $1,000 Borrowed. Payments shown do not include taxes or insurance. Your payments may be greater.
Owner-occupied Rhode Island, Connecticut and Massachusetts single family properties only. APR based on 40% downpayment and 0 points. Downpayment of less than 20% requires mortgage insurance. Property and flood insurance where required.

Adjustable Rate Mortgage

Product TermTermRatePointsAPR*Monthly Payment**
5/6 Jumbo ARM
Caps: 2% initial, 1% every six months, 5% lifetime
30 years

5.375

05.427For months 1 to 60, the payment per $1000 is $5.60 Based on the current index and margin, for months 61 to 360, the rate would be 4.625% and the payment per $1000 is $5.63
7/6 Jumbo ARM
Caps: 5% initial, 1% every six months, 5% lifetime
30 years

5.500

05.490For months 1 to 84, the payment per $1000 is $5.68 Based on the current index and margin, for months 85 to 360, the rate would be 4.625% and the payment per $1000 is $5.89.
10/6 Jumbo ARM
Caps: 5% initial, 1% every six months, 5% lifetime
30 years

5.625

05.590For months 1 to 120, the payment per $1000 is $5.76. Based on the current index and margin, for months 121 to 360, the rate would be 4.625% and the payment per $1000 is $6.39.
All rates effective as of September 27, 2022

These rates are for Rhode Island, Connecticut and Massachusetts properties.
*Annual Percentage Rate (APR) subject to change without notice.
**Per $1,000 Borrowed. Payments shown do not include taxes or insurance. Your payments may be greater.
Index is the 30-day average SOFR. APR is variable and may increase after closing. Owner-occupied Rhode Island, Connecticut and Massachusetts single family properties only. APR based on 20% downpayment and 0 points. Downpayment of less than 20% requires mortgage insurance. Property and flood insurance where required. Subject to credit approval.

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