Make your dream of home ownership a reality
Washington Trust offers several affordable housing programs and options to help homebuyers fulfill their dream of owning a home. Our Trusted Advisors can help you find the program that meets your specific needs.
Contact us for more information.
Washington Trust’s RI Community Lending Program offers several options to help you realize your dream of homeownership.
We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams, and Washington Trust will guide you through the process every step of the way.
HomeReady mortgage allows co-borrowers who don’t live in the home to be included on the mortgage, such as parents or others who want to help. And, extended family or other household members’ income can help you qualify—even if they aren’t on the mortgage. This program is ideal for home buyers with limited savings, and the down payment and closing costs can be paid from sources other than your own funds.
Home Possible is designed to provide more flexible homeownership financing for borrowers. It allows as little as 3% down payment, and these funds can come from a gift or as part of an approved community down payment assistance program.
Rhode Island Housing offers mortgages though Washington Trust. Our mortgage experts can provide all the details and help you determine whether a Rhode Island Housing Loan suits your needs.
Massachusetts Housing provides beneficial programs for our Massachusetts homebuyers. They offer a unique blend of low down payment financing and a variety of PMI options to provide homebuyers with low cost options.
CHFA loans offer competitive incentives to help home seekers become homeowners, including below-market interest rates, down payment assistance programs, and more.
Talk to a Mortgage Specialist
To get started, complete a brief online form and one of our mortgage lenders will get in touch with you!
Additional Resources
More information and additional resources can be found here:
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By accessing the noted link you will be leaving Washington Trust's website and entering a website hosted by another party. Washington Trust is not responsible for, nor do we control, endorse or guarantee the content of any external sites. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Washington Trust's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Washington Trust.