Home Loans
Special loans can make a good buy even better
- Loans featuring below-market rates and minimal or no down payment
- Programs to assist you with down payment and closing costs
- Mortgage experts to help you find a solution that suits your needs and guide you through all the details right up to your closing
Home Loans
Your Path to Homeownership
No matter where you are in the homebuying process, Washington Trust wants to help make your dreams of homeownership a reality.
We offer the financial education and coaching you need no matter where you are in life. And, best of all, we’ll work with you every step of the way to help you meet your goals.
Lending programs
RI Community Lending
Washington Trust's RI Community Lending Program may help you realize your dream of homeownership.
Lending programs
Freddie Mac Home Possible
Home Possible is designed to provide more flexible homeownership financing for borrowers. It allows as little as 3% down payment, and these funds can come from a gift or as part of an approved community down payment assistance program.
Lending programs
Fannie Mae HomeReady
HomeReady mortgage allows co-borrowers who don’t live in the home to be included on the mortgage. Ideal for home buyers with limited savings, and the down payment and closing costs can be paid from sources other than your own funds.
Rhode Island, Massachusetts & Connecticut State Housing Programs
Washington Trust is an approved lender for the following State housing programs: RI Housing, Mass Housing, and Connecticut Housing Finance Authority. Our mortgage experts can help you determine your eligibility for these programs and help you find the right loan to suit your needs.
All loans are subject to credit and underwriting approval. Additional terms and conditions apply.
By accessing the noted link you will be leaving Washington Trust's website and entering a website hosted by another party. Washington Trust is not responsible for, nor do we control, endorse or guarantee the content of any external sites. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Washington Trust's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Washington Trust.
By accessing the noted link you will be leaving Washington Trust's website and entering a website hosted by another party. Washington Trust is not responsible for, nor do we control, endorse or guarantee the content of any external sites. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Washington Trust's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Washington Trust.
By accessing the noted link you will be leaving Washington Trust's website and entering a website hosted by another party. Washington Trust is not responsible for, nor do we control, endorse or guarantee the content of any external sites. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Washington Trust's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Washington Trust.
Get In Touch
Connect with a Mortgage Specialist
We’ll help you get the answers you need every step of the way so you end up with the best loan possible.