Renting Vs. Buying:
What to Know
If your don't currently own your home, you may be thinking about buying instead of renting.
Down Payment Savings Tips
When you transition from renting to owning a home, you'll need a substantial down payment, typically 5 to 20 percent of the home’s value.
How much house can I afford?
Can you buy your dream home? Contact our mortgage team for a free mortgage checkup to find out just how much you can afford.
Do's & Don'ts of the Mortgage Process
Preparation is key to navigating today’s housing market. Here are a few do’s and don’ts to remember during the mortgage process.
Fixed Rate Mortgages
Is a Fixed Rate Mortgage Right for You?
You know exactly what to expect with a fixed rate mortgage – a locked-in interest rate and predictable monthly payments for the life of your loan.
Adjustable Rate Mortgages
Get the benefits of a lower rate with an Adjustable Rate Mortgage
If you're looking for a lower rate and don’t mind if your payment changes during the life of the loan, an Adjustable Rate Mortgage might be right for you.
Building efficiency into your construction process
Our construction loan process builds ease and efficiency into your borrowing experience. There's one application, one approval, and one closing, plus competitive rates and fees.
Find out if a reverse mortgage is right for you. Ask Washington Trust.
If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, or pay for long-term health care coverage.
Affordable Housing Programs
Make your dream of home ownership a reality.
Home Equity Loans
Consider Home Equity to make your next financial move
Ask Washington Trust
Connect with a Mortgage Specialist
We’ll help you get the answers you need every step of the way so you end up with the best loan possible.