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Renting Vs. Buying:
What to Know

With a favorable mortgage rate environment, people who don't currently own their home may be thinking about buying instead of renting.

Tips to Save for a Down Payment

When you transition from renting to owning a home, you will need to have a substantial down payment, typically 5 to 20 percent of the home’s value.

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How much house can I afford?

Can you buy your dream home? Find out just how much you can afford! For more information and a FREE mortgage checkup, contact our mortgage team.

Do's & Don'ts of the Mortgage Process

Preparation is key to navigating today’s housing market. Here are a few do’s and don’ts to remember once you’ve begun the mortgage process.

Fixed Rate Mortgages

Is a Fixed Rate Mortgage Right for You?

You know exactly what to expect with a fixed rate mortgage – a locked-in interest rate and predictable monthly payments for the life of your loan.

Adjustable Rate Mortgages

Get the benefits of a lower rate with an Adjustable Rate Mortgage

If you're looking for a lower rate and don’t mind if your payment changes during the life of the loan, an Adjustable Rate Mortgage might be right for you.

Reverse Mortgage

Find out if a reverse mortgage is right for you. Ask Washington Trust.

If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, or pay for long-term health care coverage.

Construction Mortgages

Building efficiency into your construction process

Our construction loan process builds ease and efficiency into your borrowing experience. There's one application, one approval, and one closing, plus competitive rates and fees.

Buying a home

Affordable Housing Program

Make your dream of home ownership a reality.

Mortgage couple

Home Equity Loans

Consider Home Equity to make your next financial move

Ask Washington Trust

Connect with a Mortgage Specialist

We’ll help you get the answers you need every step of the way so you end up with the best loan possible.