Down payments as low as 3.5%

Couple unpacking boxes

Why should you consider an FHA Loan? In some cases, it may be easier for you to qualify for an FHA Loan than a conventional loan, plus 100% of the down payment and closing costs can be from a gift. Other benefits of an FHA loan include:

  • Can be used for either a purchase or refinance
  • Minimum down payment is only 3.5%
  • Flexible debt-to-income ratios
  • Up to 6% seller contribution
  • No prepayment penalty

And even if you’ve had some financial trouble in the past, FHA home purchases are allowed:

  • 2 years after bankruptcy
  • 3 years after foreclosure/short sale

Talk to a Mortgage Specialist

To get started, complete a brief online form and one of our mortgage lenders will get in touch with you!

Ready to apply?

Get started today with our easy to use Online Application.