Financing options to meet your needs

construction site

Need to purchase equipment, build a new facility, expand your operations or meet seasonal fluctuations in cash flow?

We can tailor a financing solution to meet your specific needs. From term, construction and SBA loans to commercial real estate mortgages, to lines of credit and leasing arrangements, Washington Trust offers a comprehensive suite of loan products, including multi-million dollar packages.

And even if your company doesn't borrow a million dollars, that's how you'll feel when you experience Washington Trust service.

Financing Needs?

Do you have immediate financing needs? We can help. Get Started

An SBA Loan helps small businesses start up, prosper, and grow. Washington Trust's commitment to helping small businesses is reflected in our designation as a Small Business Administration (SBA) preferred lender.

Term Loans are an effective tool for financing equipment purchases, renovations, or expansions, allowing your company to amortize the principal and interest over an extended period of time.

A Business Line of Credit will provide you with a flexible and convenient resource for financing accounts receivable and inventory, or to take advantage of business opportunities as they arise. If you have a seasonal business or experience fluctuating cash flow, a revolving line of credit can supplement your internally generated cash flow with bank financing as needed. Washington Trust offers a range of credit line options, allowing you to choose the terms that suit your business needs best.

A Commercial Real Estate Loan can be used for construction, intermediate term, and long-term takeout financing for both owner-occupied and investment properties. We have an experienced and talented team of lenders who not only handle the standard credit requests, but are able to handle complex, multi-million dollar deals throughout New England as well.

A Securities-Based Line of Credit (SBL) from Washington Trust allows you to borrow money using marketable securities held at Washington Trust as collateral, and can be used for a wide variety of needs. Learn More

*Under the line of credit, the lendable value of each asset class is up to 90% for treasuries, 80% for qualified bonds, and 70% for qualified stocks. The subject Securities-Based Loan will have a minimum loan amount of $250,000; and a minimum $250 documentation fee.

+Non-deposit investment products are: Not deposits; Not FDIC insured; Not insured by any federal government agency; Not guaranteed by the Bank; and May go down in value.