Washington Trust Account Disclosures
It is always important to review Your Terms and Conditions in their entirety, as these provisions govern the use of your account(s). If you have questions, please call us at 800-475-2265 or email our Customer Solutions Center at [email protected].
Business Banking Disclosures
- Business Terms and Conditions of Your Account [PDF] Updated 12/10/2020
- Funds Availability Disclosure [PDF]
- Substitute Check Disclosure [PDF]
- Electronic Funds Transfers Disclosures [PDF] Updated 12/7/23
- Business Fee Schedule [PDF]
- Business Debit Card Agreement [PDF]
- Managing Unexpected Overdrafts: Overdraft Protection Disclosure [PDF]
- Notice of ATM Night Deposit Precautions [PDF]
- Washington Trust Cash Sweep Account Disclosure [PDF]
- Washington Trust Privacy Policy [PDF]
Personal Banking Disclosures
- Consumer Terms and Conditions of Your Account [PDF] Updated 12/10/2020
- Funds Availability Disclosure [PDF]
- Substitute Check Disclosure [PDF]
- Electronic Funds Transfers Disclosure [PDF] Updated 12/7/23
- Consumer Fee Schedule [PDF]
- Managing Unexpected Overdrafts: Overdraft Protection Disclosure [PDF]
- Online Banking User Agreement [PDF]
- Mobile Check Deposit Service Agreement [PDF]
- Washington Trust Privacy Policy [PDF]
- What You Need to Know About Overdrafts and Overdraft Fees [PDF]
Website Information
Third Party Links
Washington Trust provides links to third party websites and information on www.washtrust.com. By accessing these links you will be leaving The Washington Trust Company's website and entering a website hosted by another party. Washington Trust is not responsible for, nor do we control, endorse or guarantee the content of any external sites. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Washington Trust Company's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Washington Trust Company.
Email Communication
In an effort to keep your personal and account information private, Washington Trust strongly recommends against sending personal or financial information via email communication. The links to e-mail addresses on our website are not secure, so it is important to not send any sensitive information through email.
Washington Trust will NEVER ask you for any private information (such as account numbers, passwords, PINs, social security numbers, etc.) for any of our products through an unsolicited Internet email or telephone call. If you receive any such request, DO NOT respond to it. Please notify us immediately at (800) 475-2265.
Google Analytics and Cookies
Washington Trust uses Google Analytics to help us understand how visitors engage with our site. This information is collected anonymously, reporting trends without identifying individual visitors. In common with other websites, data such as the visitor's IP address, browser type, referring page, and time of visit, are stored and tracked in Google Analytics.
We do collect information - including name, email address, and phone number, from visitors who provide that information willingly by filling in one of the forms on our site. These forms include standard contact forms or requests for additional information. These submissions are emailed to the appropriate people at Washington Trust so they can be addressed in a timely manner.
Cookies, which are small digital signature files that are stored by your web browser to allow your preferences to be recorded when visiting a website, are used when interacting with our site. Targeting Cookies are used to deliver online advertisements on other websites that are more relevant to you and your interests. Washington Trust uses tracking cookie for retargeting and advertising purposes.
Social Media Usage Guidelines
Keeping your personal and financial information safe and secure is our top priority. Review our Social Media Usage Guidelines for more information.