Debit card
Most Perks

Freedom Ultra® Checking

Enjoy higher debit card and remote deposit limits, waived fees1 on a number of services, competitive rates on CDs, discounted rates on loans, and more!

  • Earns Interest
  • No Monthly Fee1
  • Discounts on Loan Rates
  • Preferred Rates on CDs and IRAs
Phone and debit card

Freedom Plus® Relationship Checking

Thanks to your total banking relationship with us, Freedom Plus® Checking earns you interest and gives you preferred rates on CDs, free ATMs, free checks, and more!

  • Earns Interest
  • No Monthly Fee1
  • Free Checks
  • Preferred Rates on CDs and IRAs
Debit card and phone

Freedom Checking

The best free checking account around, with no monthly fee1 and access to digital banking and money management tools that make staying on top of your finances easy!

  • No Monthly Fee
  • Debit Card
  • Free ATM Use2
  • Online, Mobile and Text Banking
Compare Accounts

Compare Checking Accounts

Still not sure which account is right for you?

Washington Trust offers you the freedom to choose the checking account that’s right for you. Compare all options to find an account to fit your needs.

Easy Online Account Opening

Opening an account online is quick and easy! Here's what you'll need to get started online:

  • Your Social Security number - Your Social Security number allows us to adhere to government regulations and to verify your identity.
  • A Government Issued ID - We request this additional information to assist with identity verification. (e.g. Driver's License).
  • Funds - We require a minimum deposit to open your new account. You can fund this new account with either a credit card, or a checking or a savings account.

Still not sure which account is right for you?

Compare all options to find an account to fit your needs. Opening an account at Washington Trust is quick and easy!

Prefer not to carry cash and checks?

Use your Washington Trust debit card to withdraw cash at ATMs, make deposits and make purchases at retailers in store or online.

Purchase amounts are automatically deducted from your Washington Trust checking account.

  • Convenient – Access to your money anytime, anywhere and make purchases at retailers in store or online.
  • Secure – Protection against unauthorized purchases and it’s a safer alternative to carrying cash

1 Freedom Ultra Checking: Daily minimum balance of $15,000 required to avoid monthly service charge of $25.00; Freedom Plus Relationship Checking: No monthly service charge fee when your total consumer deposit and loan relationship with Washington Trust totals $5,000 or more - when total is below $5,000, the account charges a flat fee of $15.00 per statement cycle. 2 Other banks may charge for use of their ATMs 3 Freedom Ultra & Freedom Plus Accounts: Free checks are single wallet style; 4 Washington Trust will refund up to five fees from other domestic banks each statement cycle. May be subject to IRS reporting. Please consult your tax advisor. 5 World Debit Black Card offers a $3,500 per day point-of-sale transaction limit, and daily cash withdrawals of up to $1,000. 6 Freedom Ultra Level Mobile Check Deposit allows deposits of $7,500 per day and $15,000 per week. 7,8 Home Equity Lines of Credit and Home Equity Loans are subject to credit approval. Member FDIC