External Loan Payments allows you to use an account at another Financial Institution to make a payment to your Washington Trust Loan through Online Banking.

To register for Online Banking click here.

Select the Pay My Bills tab and click Pay My Washington Trust Loan.

Select Pay My Bills tab, and click Pay My Washington Trust Loan, select the “+” option.

Yes - Using our Move Money, the select Make a Transfer.

Only checking or savings accounts can be used as payment options.

You can use External Loan Payments for any of your consumer loans with The Washington Trust Company.

You can use External Loan Payments for any Washington Trust consumer loans.

There is no fee for using the service.

The cut off time is 3:45 PM (ET) Eastern Time, not including weekends or holidays, for same day credit for external loan payments made via on-line/mobile banking.

For telephone external loan payments, the cut off time is 3:30 PM (ET) Eastern Time, not including weekends or holidays.

Yes, you can cancel a payment. You have until 3:45 PM (ET) Eastern Time to cancel a scheduled payment.


Your payment will be processed on the next business day.


In order to issue a final payment and close out a loan, you must contact our Loan Operations Department at 401-348-1336.

Your payment will be returned, which could result in your payment being late and additional fees or charges.

90 days of External Loan Payment history will be available.

You can schedule one payment per day.

You can schedule no more than 5 (five) payments per loan in a 28-day rolling period.

The daily limit of your External Loan Payment transfer cannot exceed $19,999.99. In a 28-day rolling period, your External Loan Payment transfer cannot exceed $50,000.00.

Yes, you can issue a payment at any time, even if you don’t have an amount due.

Have another question?

Have another question? Contact our Customer Solutions Center at (800) 475-2265 or by email.