Access to funds for whatever you need, whenever you need it!

Now may be the perfect time to get your home improvement project started with a home equity line from Washington Trust. A Home Equity Line of Credit gives you the access to funds for whatever project is on your “To Do” list. Borrow what you need when you need it, pay it off, and then borrow again. It’s ideal for when costs and timing can be variable such as a major home renovation.

Intro Rate for 6 Months:6.99% APR
Rate After Initial 6 Months:8.625% APR

Start your loan application today

Apply online and have your answer in 30 seconds! Questions? Call our Customer Solutions Center at (800) 475-2265.

*Or better depending on the home equity line amount. Properties must be located in Connecticut, Massachusetts, New Hampshire, or Rhode Island. All loans subject to credit and underwriting approval. Introductory Annual Percentage Rate (APR) of 6.99% is fixed for the first 6 months. After the introductory rate the APR is a variable rate and will be based on the Wall Street Journal’s Prime Rate which is 8.50% as of 7/27/2023. APR becomes Prime Rate minus .125% on lines of $250,000-$400,000; Prime Rate plus .125% on lines of $25,000-$249,999. Rates shown in effect as of 2/12/2024. Your APR will vary monthly if the Prime Rate changes but will not exceed 18.00% or be less than 2.75%. Account closure fee of $350 for lines up to $500,000 or $500 for lines over $500,000 will be assessed if the account is closed within the first three years. A Washington Trust personal checking account is required at closing. Annual fee of $50 due each year of the draw period beginning with the 13th billing cycle. Some home improvement projects may be subject to inspection fees and a satisfactory completion certificate. Subject to the recording fee of approximately $75 in RI and $100-$207 in CT, MA, and NH. Ownership must be personally held property only- No Trusts or LLCs allowed. Not intended for homes currently for sale or intended to be sold within 12 months of closing. Offer available for new lines only. Other restrictions may apply. Other fees may apply. Property insurance is required. Flood insurance where required by law. Single-family, owner-occupied primary residences or second homes only. Maximum loan-to-value of 80% up to $500,000. Offer available for a limited time only and may be withdrawn at any time. Consult your tax advisor regarding the deductibility of interest.