A rate this good won't last for long, but your dream kitchen will!
Now may be the perfect time to get your home improvement project started with a home equity line from Washington Trust. A Home Equity Line of Credit gives you the access to funds for whatever project is on your “To Do” list. Borrow what you need when you need it, pay it off, and then borrow again. It’s ideal for when renovation costs and timing can be variable.
Lock in our low home equity line rate today…and enjoy your home improvements for years to come.
| Intro Rate for 18 Months: | 5.99% APR |
| Rate After Initial 18 Months: | 7.375% APR |
Start your loan application today
Quickly and easily apply online! Questions? Call our Customer Solutions Center at (800) 475-2265.
*Introductory Annual Percentage Rate (APR) of 5.99% is fixed for the first 18 months. Your actual (APR) may be different than the rates shown. APR is based on the specific characteristics of your credit application including but not limited to: evaluation of credit history, amount of credit requested, property type, lien position, and combined loan to value. Offer available for new lines only. All loans subject to credit and underwriting approval. After the introductory rate, the APR is a variable rate based on the Wall Street Journal Prime Rate (minus) -0.125% to (plus) +0.25%, and will not exceed 18.00% or be less than 2.75%. As of 12/19/2024, Prime Rate is 7.50%. Minimum line amount for Prime (minus) -0.125% is $250,000. Other rates are available for lines of credit in amounts below $250,000. Offer valid on home equity line amounts up to $400,000. For home equity line amounts greater than $400,000, additional terms and conditions will apply. Autopay from a Washington Trust personal checking account is required to be eligible for the introductory promotional rate, which is reflected in the rate shown here. Properties must be located in Connecticut, Massachusetts, New Hampshire, or Rhode Island. Owner-occupied primary residences or second homes only. No Trusts or LLCs allowed. $10,000 minimum initial draw to a third party is required at closing. The following fees apply: account closure fee of $350 if the account is closed within 36 months from the date the account is opened; annual fee of $50 due each year of the draw period beginning with the 13th billing cycle; recording fee of approximately $88 in RI and $110-$217 in CT, MA, and NH. Some home improvement projects may be subject to inspection fees and a satisfactory completion certificate. Other fees may apply. Not intended for homes currently for sale or intended to be sold within 12 months of closing. Property insurance is required. Flood insurance where required by law. Offer available for a limited time only and may be withdrawn at any time. Rates subject to change. Other restrictions may apply. Consult your tax advisor regarding the deductibility of interest.