Deposit Rates at Washington Trust
Certificates of Deposit
| Product* | Interest Rate | APY** |
|---|---|---|
| 91 Days | 0.09996% | 0.10% |
| 6 Months | 0.09996% | 0.10% |
| 12 Months | 0.09996% | 0.10% |
| 18 Months | 0.24977% | 0.25% |
| 24 Months | 0.34954% | 0.35% |
| 36 Months | 0.49907% | 0.50% |
| 48 Months | 0.74790% | 0.75% |
| 60 Months | 0.89698% | 0.90% |
All rates effective as of January 26, 2021
*$500 minimum to open.
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Freedom Plus Certificates of Deposit*
| Product* | Interest Rate | APY** |
|---|---|---|
| 91 Days | 0.34954% | 0.35% |
| 6 Months | 0.34954% | 0.35% |
| 12 Months | 0.34954% | 0.35% |
| 18 Months | 0.49907% | 0.50% |
| 24 Months | 0.59865% | 0.60% |
| 36 Months | 0.74790% | 0.75% |
| 48 Months | 0.99627% | 1.00% |
| 60 Months | 1.14507% | 1.15% |
All rates effective as of January 26, 2021
*Minimum Deposit Amount $500
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Money Markets, Checking, and Savings Accounts
| Product | Interest Rate | APY* | Min. to Open the Account |
|---|---|---|---|
| Freedom Checking & eChecking | |||
| Under $5,000 | 0.00% | 0.00% | $50.00 |
| $5,000.00 and over | 0.01% | 0.01% | $50.00 |
| Personal Money Market Account | |||
| Under $2,499.99 | 0.10% | 0.10% | $2,500.00 |
| $2,500 - $24,999.99 | 0.10% | 0.10% | $2.500.00 |
| $25,000 - $49,999.99 | 0.10% | 0.10% | $2,500.00 |
| $50,000 - $249,999.99 | 0.10% | 0.10% | $2,500.00 |
| $250,000 - $999,999,99 | 0.10% | 0.10% | $2,500.00 |
| $1,000,000 and over | 0.10% | 0.10% | $2,500.00 |
| Freedom Plus Checking | |||
| Under $1,500 | 0.00% | 0.00% | $50.00 |
| $1,500 and over | 0.05% | 0.05% | $50.00 |
Freedom Ultra Checking | |||
| Under $1,499.99 | 0.00% | 0.00% | $50.00 |
$1,500 - $9,999.99 | 0.10% | 0.10% | $50.00 |
| $10,000 - $24,999.99 | 0.10% | 0.10% | $50.00 |
| $25,000 - $49,999.99 | 0.10% | 0.10% | $50.00 |
| $50,000 - $99,999.99 | 0.10% | 0.10% | $50.00 |
| $100,000 - $999,999,999.99 | 0.10% | 0.10% | $50.00 |
| Freedom Statement Savings | |||
| Under $2,499.99 | 0.00% | 0.00% | $50.00 |
| $2,500 - $24,999.99 | 0.05% | 0.05% | $50.00 |
| $25,000 - $49,999.99 | 0.05% | 0.05% | $50.00 |
| $50,000 - $249,999.99 | 0.05% | 0.05% | $50.00 |
| $250,000 - $999,999,99 | 0.05% | 0.05% | $50.00 |
| $1,000,000 and over | 0.05% | 0.05% | $50.00 |
| Freedom Savings Club Account | |||
| Under $2,499.99 | 0.00% | 0.00% | $1.00 |
| $2,500 - $24,999.99 | 0.05% | 0.05% | $1.00 |
| $25,000 - $49,999.99 | 0.05% | 0.05% | $1.00 |
| $50,000 - $249,999.99 | 0.05% | 0.05% | $1.00 |
| $250,000 - $999,999.99 | 0.05% | 0.05% | $1.00 |
| $1,000,000 and over | 0.05% | 0.05% | $1.00 |
All rates effective as of January 26, 2021
*Annual Percentage Yield
Rates may change after the account is opened. Fees may reduce earnings.
Prime Rate
| Wall Street Prime Rate | 3.25 |
All rates effective as of January 26, 2021
*Annual Percentage Yield
Rates may change after the account is opened. Fees may reduce earnings.
