Deposit Rates at Washington Trust

Certificates of Deposit

Product*Interest RateAPY**
91 Days0.10%0.10%
6 Months0.10%0.10%
12 Months0.10%0.10%
18 Months0.15%0.15%
24 Months0.1999%0.20%
36 Months0.4493%0.45%
48 Months0.6485%0.65%
60 Months0.7479%0.75%
All rates effective as of February 04, 2023

*Minimum balance to earn stated APY $.01
*Minimum deposit to open account is $500.00
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Freedom Plus Certificates of Deposit*

Product*Interest RateAPY**
91 Days0.3496%0.35%
6 Months0.3496%0.35%
12 Months0.3496%0.35%
18 Months0.3994%0.40%
24 Months0.4493%0.45%
36 Months0.6982%0.70%
48 Months0.8970%0.90%
60 Months0.9963%1.00%
All rates effective as of February 04, 2023

*Minimum balance to earn stated APY $.01
*Minimum deposit to open account is $500.00
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings. Freedom Plus Checking account is required.

Money Markets, Checking, and Savings Accounts

ProductInterest RateAPY*Min. to Open the Account
Freedom Checking
$4,999.00 and under0.00%0.00%$50.00
$5,000.00 and over0.01%0.01%$50.00
Freedom Plus Checking
$1,499.00 and under0.00%0.00%$50.00
$1,500.00 and over0.05%0.05%$50.00

Freedom Ultra Checking

Under $1,499.990.00%0.00%$50.00
$1,500.00 - $9,999.990.10%0.10%$50.00
$10,000.00 - $24,999.990.10%0.10%$50.00
$25,000.00 - $49,999.990.10%0.10%$50.00
$50,000.00 - $99,999.990.10%0.10%$50.00
$100,000.00 and over0.10%0.10%$50.00
Personal Money Market Account
$2,499.99 and under0.00%0.00%$2,500.00
$2,500.00 - $24,999.990.10%0.10%$2.500.00
$25,000.00 - $49,999.990.10%0.10%$2,500.00
$50,000.00 - $249,999.990.10%0.10%$2,500.00
$250,000.00 - $999,999.990.10%0.10%$2,500.00
$1,000,000.00 and over0.10%0.10%$2,500.00
Freedom Statement Savings
$2,499.99 and under0.00%0.00%$50.00
$2,500.00 - $24,999.990.05%0.05%$50.00
$25,000.00 - $49,999.990.05%0.05%$50.00
$50,000.00 - $249,999.990.05%0.05%$50.00
$250,000.00 - $999,999,990.05%0.05%$50.00
$1,000,000.00 and over0.05%0.05%$50.00
Freedom Savings Club Account
$2,499.99 and under0.00%0.00%$1.00
$2,500.00 - $24,999.990.05%0.05%$1.00
$25,000.00 - $49,999.990.05%0.05%$1.00
$50,000.00 - $249,999.990.05%0.05%$1.00
$250,000.00 - $999,999.990.05%0.05%$1.00
$1,000,000.00 and over0.05%0.05%$1.00

Find out more about Savings Accounts

All rates effective as of February 04, 2023

*Annual Percentage Yield
Rates may change after the account is opened. Fees may reduce earnings.