13-Month CD1
Lock in a great rate for 13 months, giving you a predictable return on your money! Open the account with as little as $500 and there's no maximum deposit!
13-Month Flexible CD2
Our 4.00% APY 13-Month Flexible CD allows you to make unlimited deposits with no maximum, and a one-time withdrawal during the term of the CD! Start saving now with only a $500 minimum deposit.
5-Month Promo CD3
Our 4.30% APY Certificate of Deposit is a safe investment with a fixed rate giving you short-term savings with high-yield gains! With a $500 minimum deposit and no maximum, you can grow your savings faster. You can also make a one-time withdrawal during the term of the CD!
Our High-Rate Savings Account4 is perfect to help you save for what you need. The higher your balance, the more you can earn! You have access to your money and the flexibility to make deposits and withdrawals at any time. If you start with a lower balance and make additional deposits, we’ll automatically increase your rate! | High-Rate Savings Account (Min. to Open the Account: $25.00) | Interest Rate | APY |
| $50,000.00 and over | 3.92% | 4.00% | |
| $25,000.00 - $49,999.99 | 2.56% | 2.60% | |
| $2,500.00 - $24,999.99 | 2.47% | 2.50% | |
| $2,499.99 and under | 2.32% | 2.35% |
1 3.75% Annual Percentage Yield (APY) 13-month CD rate is effective as of 11/22/24. Offer available for new accounts opened with funds from sources other than Washington Trust. Freedom Ultra Checking account holders, opening an account in a branch, may use existing Washington Trust funds. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. Minimum balance to open account is $500. Minimum balance to earn stated APY is $0.01. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.
2 4.00% Annual Percentage Yield (APY) 13-month Flexible CD rate is effective as of 11/22/24. Washington Trust checking account required. Offer available in branch only for new accounts opened with funds from sources other than Washington Trust. Offer is for a limited time only and may be withdrawn at any time. No IRA, municipal or government funds. Minimum balance to open account is $500. Minimum balance to earn stated APY is $0.01. Fees may reduce earnings. Unlimited Deposits and One-Time Withdrawal - On, or after, seven (7) days from the initial day of deposit, you may make a one-time partial withdrawal of principal without an early withdrawal penalty. Principal balance must not fall below $500 otherwise you are subject to an early withdrawal penalty and closure. The withdrawal may not exceed $10,000 of the principal balance. Any amounts withdrawn greater than $10,000 will be subject to an early withdrawal penalty. Subsequent withdrawals from principal will be subject to all applicable early withdrawal penalties. You may make unlimited deposits into your account before maturity. ACH, Incoming Wire Transfers, and ATM deposits are not allowed.
3 Washington Trust checking account is required. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. On, or after, seven (7) days from the initial deposit or subsequent deposits, you may make a one-time partial withdrawal of principal without an early withdrawal penalty. Principal balance must not fall below $500 otherwise you are subject to an early withdrawal penalty and closure. The withdrawal may not exceed fifty percent (50%) of the principal balance. Any amounts withdrawn greater than fifty percent (50%) of the principal balance will be subject to an early withdrawal penalty. Subsequent withdrawals from principal will be subject to all applicable early withdrawal penalties.
4 Annual Percentage Yield (APY) is effective as of February 4, 2025. The APY is subject to change at any time without notice. Minimum balance to open account is $25. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. One account per tax reported owner only. Fees may reduce earnings.