6-Month CD
Our 3.80 APY Certificate of Deposit is a safe investment with a fixed rate giving you a predictable return on your money!
Choose Your Term CD
Choose the term that works best for you, from 1 year to 3 years.
Our High-Rate Savings Account4 is perfect to help you save for what you need. The higher your balance, the more you can earn! You have access to your money and the flexibility to make deposits and withdrawals at any time. If you start with a lower balance and make additional deposits, we’ll automatically increase your rate! Call us at 800-475-2265 or stop by any branch. | High-Rate Savings Account (Min. to Open the Account: $25,000.00, if Freedom Ultra Checking holder $25.00) | Interest Rate | APY |
| $250,000 or greater | 3.20% | 3.25% | |
| $50,000.00 - $249,999 | 3.10% | 3.15% | |
| $25,000.00 - $49,999.99 | 2.08% | 2.10% | |
| $2,500.00 - $24,999.99 | 1.98% | 2.00% | |
| $2,499.99 and under | 1.83% | 1.85% |
2 3.80% Annual Percentage Yield (APY) 6-month CD rate is effective as of 9/18/25. Washington Trust checking account is required. Offer is for a limited time only and may be withdrawn at any time. No IRAs, municipal or government funds. Minimum balance to open account is $500. Minimum balance to earn stated APY is $0.01. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.
3 3.25% Annual Percentage Yield (APY) Choose Your Term CD is effective as of 10/30/2025. Washington Trust checking account is required. Offer available for new accounts opened with funds from sources other than Washington Trust. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. Minimum balance to open account is $500. Minimum balance to earn stated APY is $0.01. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings. Rate Selection for 1-Year “Choose Your Term” CD: If the term selection is 365 days, you will receive the higher of the two disclosed “Choose Your Term” CD rates/annual percentage yields available at the time of account opening.
4 Annual Percentage Yield (APY) is effective as of 10/30/2025. The APY is subject to change at any time without notice. Minimum balance to open account is $25,000.00 of non-Washington Trust funds unless a Freedom Ultra Checking account holder then account can be opened with a minimum of $25.00 and may be existing funds. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. One account per tax reported owner only. Fees may reduce earnings.