Start Saving Today!

Our High-Rate Savings Account is perfect to help you save for a down payment for a car, create an emergency fund, or even save for a vacation! With as little as $25 you’ll get 3.00% APY on balances of $25,000 or less. This offer is for a limited time only for new non-Washington Trust money, and only available online.

  • You’ll earn our 3.00% top-tier Annual Percentage Yield (APY) when you keep your account balance at $25,000 or less.
  • Unlike a Certificate of Deposit, you’ll have access to your money and the flexibility to make deposits and withdrawals at any time.
  • Balances of less than $25,000 will earn the most interest, so keep in mind that if interest and deposits bring your daily balance over $25,000, your rate will be lowered to .05% APY on the entire balance.

Open your account online in just minutes.


Get 3.00% APY!

Annual Percentage Yield (APY) is effective as of March 29, 2023 and may vary after account opening. Offer available for new accounts opened with funds from sources other than Washington Trust. Washington Trust Checking account required. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. Minimum balance to open account is $25. Online account opening only. One account per tax reported owner only. If your daily balance is $25,000 or less, you will earn an APY of 3.00% on the entire balance. If your daily balance is $25,000.01 or greater, you will earn an APY of .05% on the entire balance. Minimum balance to earn stated APY is $.01. Fees may reduce earnings.