Open any new Washington Trust personal checking account & get $200 when you have your paychecks direct deposited.

Checking + $200! Simple as that.

Our Freedom Free Checking has no monthly fee and free digital tools like mobile banking, mobile check deposit, P2P, and our Online Money Management Tool to make banking on the go and tracking your spending easier than ever!

We also have student checking, checking with no overdrafts, relationship accounts - and more! Choose your account here!

Be sure to gather these items before you click the link below:

  • Social security number

  • Driver's license or government issued ID (e.g. state ID and/or passport)

  • Minimum deposit of $25

Use the promo code Free200 when you open your account!

Open Account

* Annual Percentage Yield (APY) effective as of September 18, 2023, and may vary after account opening. Freedom Free Checking: under $5,000 APY is 0.00%, $5,000 and over is 0.01%; Simply Free Checking under $5,000 APY is 0.00%, $5,000 and over is 0.01%; Student Checking under $5,000 APY is 0.00%, $5,000 and over is 0.01%; Freedom Plus Checking: under $1,500 APY is 0.00%, $1,500 and over is 0.05%; Freedom Ultra Checking: under $1,500 APY is 0.00%, $1,500 and over is 0.10%. Must mention offer at time of account opening. Customer must open a new consumer checking account with funds from sources other than Washington Trust and use promo code “Free200”. Two direct deposits from payroll, social security, pension, or other government benefits are required within 90 calendar days of the account opening date. Deposits received from Person-to-Person (P2P) services do not qualify e.g., Venmo®, PayPal®, etc. After the second direct deposit has been credited to your account, Washington Trust will make a $200.00 deposit within 30 calendar days. For additional information, please refer to the Consumer Terms and Conditions of your account. Minimum balance to open account is $25. Limited to one cash deposit bonus per tax reported owner per account. Not available to customers who received a cash deposit bonus on a previous Washington Trust account within the last two years of this account opening date. Offer is for a limited time and may be withdrawn at any time. Subject to 1099 reporting. Fees may reduce earnings.