Personal Banking

​ Best Checking Accounts Around

Free checking, paperless banking, relationship rewards: Washington Trust offers checking account options and money management tools to suit your financial needs.

freedom ultra checking accountFreedom Ultra® Checking

Enjoy higher debit card and remote deposit limits, waived fees1 on a number of services, competitive rates an CDs, discounted rates on loans, and more!

Earns interest      No Monthly Fee1
Discounts on loan rates      Preferred Rates on CDs and IRAs                  Learn more

freedom relationship checkingFreedom Plus® Relationship Checking

Thanks to your total banking relationship with us, Freedom Plus® Checking earns you interest and gives you preferred rates on CDs, free ATMs, free checks, and more!

No Monthly Fee1      Earns interest     
Free Checks Preferred Rates on CDs and IRAs                  Learn more

echecking at washington trustFreedom eChecking®

No fees, no paper, and easy-to-use digital tools that give you total control of your accounts, anywhere at any time!

No Monthly Fee1      eStatements - paper free!
Free ATM Use2      ATM Refunds4                  Learn more

freedom checking accountFreedom Checking

The best free checking account around, with no monthly fee1 and access to digital banking and money management tools that make staying on top of your finances easy!

No Monthly Fee1      Debit Card with Purchase Rewards
Free ATM Use2      Online, Mobile and Text Banking                  Learn more

Opening an account at Washington Trust is quick and easy!

Still not sure which account is right for you? Click here to compare checking accounts

Open an Account

Easy Online Account Opening at Washington Trust

Opening an account is fast and easy. Here's what you'll need to get started online:

  • Your Social Security number - Your Social Security number allows us to adhere to government regulations and to verify your identity.
  • A Government Issued ID - We request this additional information to assist with identity verification. (e.g. Driver's License).
  • Funds - We require a minimum deposit to open your new account. You can fund this new account with either a credit card, or a checking or a savings account.

Open an Account Online

1 Freedom Ultra Checking: Daily minimum balance of $15,000 required to avoid monthly service charge of $25.00; Freedom Plus Relationship Checking: No monthly service charge fee when your total consumer deposit and loan relationship with Washington Trust totals $5,000 or more - when total is below $5,000, the account charges a flat fee of $15.00 per statement cycle. 2 Other banks may charge for use of their ATMs 3 Freedom Ultra & Freedom Plus Accounts: Free checks are single wallet style; 4 Washington Trust will refund up to five fees from other domestic banks each statement cycle. May be subject to IRS reporting. Please consult your tax advisor. 5 World Debit Black Card offers a $3,500 per day point-of-sale transaction limit, and daily cash withdrawals of up to $1,000. 6 Freedom Ultra Level Mobile Check Deposit allows deposits of $7,500 per day and $15,000 per week. 7,8 Home Equity Lines of Credit and Home Equity Loans are subject to credit approval. Member FDIC

Customer Solutions Center

(800) 475-2265

Telephone Banking available 24/7 at

(800) 226-5877

Tambien disponible en español. Banca telefónica disponible 24/7/365!
Haga clic aquí para obtener más información sobre nuestros productos y servicios.