Commercial Banking

Professional Practice Banking

You have big plans for your practice, and Washington Trust can help. We have a package designed exclusively with you in mind, and it comes with the one-on-one personal service of a trusted advisor.

Borrowing Options

Washington Trust provides customized financing with the best terms and interest rates available, including:

  • Working capital lines of credit
  • Competitive, fixed-rate loans with preferred rates
  • Term loans up to 10 years, to maximize cash flow
  • Mortgages up to 25 years
  • Graduated payment programs for start-up loans

Practice Acquisition

  • Financing for new practices, acquisitions or partner buy-out

Expansion & Relocation

  • Customized expansion and relocation financing programs designed to accommodate the specific needs associated with practice upgrades
  • Financing for remodeling or expanding, purchasing additional equipment, moving to a new location, or upgrading technology & equipment
  • Leasehold improvement financing (renovation & build-out)

New Equipment

  • Equipment financing to upgrade your practice with new information technology equipment or new operatory equipment for medical and dental practices

Business Refinance

  • Refinancing of existing debt to improve existing cash flow
  • Loan consolidation to bundle your debt into one simple payment, often lowering your payment and improving cash flow, allowing you to allocate more funds to other endeavors, including retirement plan funding

Property Purchase

  • Commercial real estate financing to purchase the property where your practice is located, which grows the practice and builds equity
  • A full suite of products, including building and condominium purchases, new construction (ground up or building renovation), and existing debt refinancing
  • Up to 90% financing available, terms up to 25 years, Small Business Administration (SBA) 7(a) and 504 loans

Washington Trust is ready to help you effectively manage your finances with a complete range of products and services.


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