Personal Banking

Buying your first home?

We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams, and Washington Trust will guide you through the process every step of the way.

Couple shaking hands with an advisor
  • Loans feature below-market rates and minimal or no down payment.
  • Programs may be available to assist you with down payment and closing costs.
  • Our mortgage experts can provide all the details and help you determine whether one of these programs suits your needs.

Today's Rates      Get Started      Request Info

Get Started with a Mortgage Specialist

Apply online today with our easy to use Online Application. Find a mortgage specialist to get started.

Apply Online Today

Image of graphs, charts and applications

Rhode Island Housing Programs

Rhode Island Housing offers mortgages though Washington Trust. Our mortgage experts can help you determine whether a RI Housing Loan suits your needs.