Personal Banking

Buying your first home?

We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams, and Washington Trust will guide you through the process every step of the way.

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  • Loans feature below-market rates and minimal or no down payment.
  • Programs may be available to assist you with closing costs.
  • Our mortgage experts can provide all the details and help you determine whether one of these programs suits your needs.

Today's Rates

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Get Started with a Mortgage Specialist

Apply online today with our easy to use Online Application. Find a mortgage specialist to get started.

Apply Online Today

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Rhode Island Housing Programs

Rhode Island Housing offers below-market-interest-rate mortgages though Washington Trust. Our mortgage experts can help you determine whether a RI Housing Loan suits your needs.