1187 result(s) for :
- 5 Steps to Dig Out of Holiday Debt
It's a holiday leftover many of us carry around for months. It's not Aunt Edna's fruitcake or even those few extra pounds amassed from all the holiday treats. It's the excess credit card debt that comes from spending more than you can afford during the holiday season. Unfortunately, for many Americans, a few festive days of the year can result in mounds of depressing debt that can take months to shed. - What You Can Do To Improve Your Credit Score
Credit scoring systems are complex and vary among creditors or insurance companies and for different types of credit or insurance. If one factor changes, your score may change — but improvement generally depends on how that factor relates to others the system considers. Only the business using the scoring knows what might improve your score under the particular model they use to evaluate your application. - Tips for Holiday Shopping Online
The holiday shopping season is here! If you are planning to do your shopping online this year, consider the following tips to keep your personal and financial information safe. - Start Building Wealth In Your 20's
Building Wealth in Your 20'sThere are so many things to love about being in your 20's; you have ample time to explore new and exciting career opportunities, and to build independence. You also have valuable time to do something that will be very important when you get older — build your wealth. - Your Role as a Financial Caregiver
Financial caregivers play an important role in ensuring that all finances — from routine to complex — are managed wisely, helping their loved ones maintain the best quality of life possible. - Money Tips To Discuss with Your College Student
As college students head home for Thanksgiving break and realize that their bank accounts are no longer “stuffed” from their summer jobs, it’s the perfect time to review some money management tips. It’s important for college students to take control of their financial future by saving wherever and whenever they can. They should treat personal finance like a second major and avoid unnecessary expenses now to reduce financial burden when they graduate. - The Federal Reserve Lowered Rates Again; How Does That Affect You?
People hear and read about the Federal Reserve (Fed) rate cuts, but don’t often know what this means for their personal finances. Is this the time to buy a new home or refinance your home? Is it a good time to borrow for home repairs or a new car? Should I invest in short or long-term CDs, money market accounts, or leave money in savings? Al Grant, Senior Vice President, Mortgage Origination was recently featured on The Rhode Show to discuss this topic. - Mobile Wallet Services Protection
Consumers are increasingly using their smartphones, tablets and other mobile devices as "mobile wallets" to pay for goods and services, downloading software that allows them to complete both mobile and in-person transactions. As the use of mobile wallet services increases, consumers need to protect their smartphones, mobile wallet applications, associated data, and mobile wallet services from theft and cyber-attacks. - Which Type of Savings Account is Best for You?
You’ve heard of traditional savings accounts, money market accounts, and certificates of deposit, but what are the differences, and which option is best for you? - Best Practices for Safeguarding Your Bank Accounts
At Washington Trust we have taken every precaution necessary to be sure our customer’s information is transmitted safely and securely, but you should always take precautions yourself to shield your money and your existing accounts. Here are a few best practices we recommend.