Personal Banking

Line or Loan: Which is right for you?

With great low rates right now, both a home equity line and loan can be the perfect financial tools to make home improvements, pay college tuition, consolidate multiple credit card balances, and more. Here are some key factors to consider when deciding which product works best for you.

Couple looking at paint swatchesHome Equity Line

A line gives you flexibility: borrow what you need when you need it, pay it off, and then borrow again. Ideal for uses where costs and timing can be variable such as a major home renovation. Low introductory rates

Man painting wall blueHome Equity Loans

A home equity loan is a good choice when you’re using your equity for a specific amount and purpose because the loan lets you lock in a low rate and have fixed monthly payments.
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