Personal Banking

Mortgage options to suit your needs now and in the future

Purchasing a home is often the biggest investment you will make and one that will influence future financing needs you may have.

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Couple with kids in front of houseFixed Rate Mortgages

Do you want the security of a fixed monthly mortgage payment? Fixed rate loans feature an interest rate that remains unchanged for the life of your loan.

Couple with financial advisorAdjustable Rate Mortgages (ARMs)

Looking for a lower rate and don't mind fluctuating payments? The interest rate is lower than fixed rates for a period of time and then may change annually based on a specified index rate.

Couple with financial advisorFirst-Time Homebuyer

Buying your first home? We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams.

Man working on a houseConstruction Mortgages

Wouldn’t it be easier to have one application and one closing? Our mortgage experts make the construction loan process easy and efficient.

Couple with financial advisorReverse Mortgages

If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, and more.

Affordable Housing Programs

Washington Trust is committed to making the dream of home ownership a reality for our neighbors. We offer several affordable housing programs and options to help homebuyers.

Family unpacking boxesHARP

Think you can’t refinance? Think again. Washington Trust offers refinancing through the Home Affordable Refinance Program.

Home Equity Loans & Lines

Tapping into your equity may be a way to achieve other goals that you have - purchasing a second home, funding an education, or making home improvements.

For more information about Mortgages, please call (800) 475-2265 or find a mortgage specialist in your area.


Mortgage Specialists