Personal Banking

Mortgages at Washington Trust

Looking to buy a new home or refinance an existing mortgage? Washington Trust makes it easy. Whether you apply online or in person, you’ll always receive five-star personal service from a Washington Trust mortgage professional who’s there to assist you every step of the way.

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Varying factors may delay closing

Couple with kids in front of houseFixed Rate Mortgages

Do you want the security of a fixed monthly mortgage payment? Fixed rate loans feature an interest rate that remains unchanged for the life of your loan.

Couple with financial advisorAdjustable Rate Mortgages (ARMs)

Looking for a lower rate and don't mind fluctuating payments? The interest rate is lower than fixed rates for a period of time and then may change annually based on a specified index rate.

Couple with financial advisorFirst-Time Homebuyer

Buying your first home? We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams.

Man working on a houseConstruction Mortgages

Wouldn’t it be easier to have one application and one closing? Our mortgage experts make the construction loan process easy and efficient.

Couple with financial advisorReverse Mortgages

If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, and more.

Affordable Housing Programs

Washington Trust is committed to making the dream of home ownership a reality for our neighbors. We offer several affordable housing programs and options to help homebuyers.

Home Equity Loans & Lines

Tapping into your equity may be a way to achieve other goals that you have - purchasing a second home, funding an education, or making home improvements.

For more information about Mortgages, please call (800) 475-2265 or find a mortgage specialist in your area.

Mortgage Specialists

Customer Solutions Center

(800) 475-2265

Telephone Banking available 24/7 at

(800) 226-5877

Tambien disponible en español. Banca telefónica disponible 24/7/365!