Personal Banking

Mortgages at Washington Trust

Applying for a mortgage? What fun!
OK, we know going through the mortgage application process isn’t nearly as exciting as looking for a new house. But we do promise you this: you’ll get the answers you need every step of the way and end up with the loan that suits your situation best.

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Couple with kids in front of houseFixed Rate Mortgages - because you want control

A lot of people don’t like surprises when it comes to their finances. Are you nodding your head? Then a fixed-rate loan is the perfect fit for you. Your interest rate remains unchanged for the life of your loan, so your monthly payment stays consistent.

Couple with financial advisorAdjustable Rate Mortgages (ARMs) - because you want to save

You can save money with an adjustable rate mortgage (ARM) because, for a period of time, its interest rate is lower than that of a fixed-rate mortgage. So, is an ARM a good option for you? Depends on several factors…

Couple with financial advisorFirst-Time Homebuyer? Let's do some homework

Good news: there are all kinds of loan programs designed to help you afford your first home. Better news: we know the ins and outs of all of them and are ready to help you find the one that’s best for you.

Man working on a houseConstruction Mortgages made easy

No two ways about it: having one application and one closing is the way to go!

Couple with financial advisorStraight talk on Reverse Mortgages

As if mortgages on their own weren’t confusing enough… However, if you’re a homeowner 62 or older, reverse mortgages can supplement your retirement income, fund home improvements, and allow you to stay in your home for as long as you’d like. Let us explain.

Connect to Affordable Housing Programs

Washington Trust is committed to making the dream of home ownership a reality for our neighbors. Let us give you the details on affordable housing programs and options that may be available to you.

Use Home Equity to make your next financial move

Tapping into your home’s equity may be a smart way to achieve other goals that you have, including consolidating debt, funding an education, making home improvements or simply paying your mortgage off faster.

For more information about a Mortgage from Washington Trust, please call (800) 475-2265 or find a mortgage specialist in your area.


Mortgage Specialists

Customer Solutions Center

(800) 475-2265



Telephone Banking available 24/7 at

(800) 226-5877


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