Personal Banking

Mortgages at Washington Trust

Applying for a mortgage? What fun!
OK, we know going through the mortgage application process isn’t nearly as exciting as looking for a new house. But we do promise you this: you’ll get the answers you need every step of the way and end up with the loan that suits your situation best.

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Couple with kids in front of houseFixed Rate Mortgages - because you want control

A lot of people don’t like surprises when it comes to their finances. Are you nodding your head? Then a fixed-rate loan is the perfect fit for you. Your interest rate remains unchanged for the life of your loan, so your monthly payment stays consistent.

Couple with financial advisorAdjustable Rate Mortgages (ARMs) - because you want to save

You can save money with an adjustable rate mortgage (ARM) because, for a period of time, its interest rate is lower than that of a fixed-rate mortgage. So, is an ARM a good option for you? Depends on several factors…

Couple with financial advisorFirst-Time Homebuyer

Buying your first home? We have a variety of loan programs designed to help first-time homebuyers afford the home of their dreams.

Man working on a houseConstruction Mortgages

Wouldn’t it be easier to have one application and one closing? Our mortgage experts make the construction loan process easy and efficient.

Couple with financial advisorReverse Mortgages

If you're a homeowner age 62 or older, a reverse mortgage allows you to access the equity in your home to supplement your retirement income, finance home renovations, and more.

Affordable Housing Programs

Washington Trust is committed to making the dream of home ownership a reality for our neighbors. We offer several affordable housing programs and options to help homebuyers.

Home Equity Loans & Lines

Tapping into your equity may be a way to achieve other goals that you have - purchasing a second home, funding an education, or making home improvements.

For more information about Mortgages, please call (800) 475-2265 or find a mortgage specialist in your area.


Mortgage Specialists

Customer Solutions Center

(800) 475-2265



Telephone Banking available 24/7 at

(800) 226-5877


Tambien disponible en español. Banca telefónica disponible 24/7/365!