225 Day Fixed-Rate CD
Our birthday wish for you? Your happy returns! Celebrate Washington Trust’s 225th Birthday by growing your savings with a great fixed-rate CD! Limited time offer, so open your account today! Call us at 800-475-2265, or stop by any branch.
11-Month CD
Lock in a great rate for 11 months, giving you a predictable return on your money! Open the account with as little as $500 and there's no maximum deposit!
Our High-Rate Savings Account4 is perfect to help you save for what you need. The higher your balance, the more you can earn! You have access to your money and the flexibility to make deposits and withdrawals at any time. If you start with a lower balance and make additional deposits, we’ll automatically increase your rate! Call us at 800-475-2265, or stop by any branch. | High-Rate Savings Account (Min. to Open the Account: $25,000.00, if Freedom Ultra Checking holder $25.00) | Interest Rate | APY |
| $250,000 or greater | 3.68% | 3.75% | |
| $50,000.00 - $249,999 | 3.59% | 3.65% | |
| $25,000.00 - $49,999.99 | 2.56% | 2.60% | |
| $2,500.00 - $24,999.99 | 2.47% | 2.50% | |
| $2,499.99 and under | 2.32% | 2.35% |
1 Annual Percentage Yield (APY) is effective as of 8/1/25. Offer available for new accounts opened with funds from sources other than Washington Trust. Washington Trust Checking account require with a minimum balance of $2,500 at time of CD opening. Offer is for a limited time only and may be withdrawn at any time. Freedom Ultra Checking account holders can use existing Washington Trust funds. No municipal or government funds. Minimum balance to open account is $500. Minimum balance to earn stated APY is $0.01. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.
2 Annual Percentage Yield (APY) is effective as of 8/1/2025. Washington Trust checking account is required. Offer available for new accounts opened with funds from sources other than Washington Trust. Freedom Ultra Checking account holders, opening an account in a branch, may use existing Washington Trust funds. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. Minimum balance to open account is $500. Minimum balance to earn stated APY is $0.01. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.
4 Annual Percentage Yield (APY) is effective as of 8/1/2025. The APY is subject to change at any time without notice. Minimum balance to open account is $25,000.00 of non-Washington Trust funds unless a Freedom Ultra Checking account holder then account can be opened with a minimum of $25.00 and may be existing funds. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. One account per tax reported owner only. Fees may reduce earnings.