Promotional Certificates of Deposit*

Promotional Product*Interest RateAPYOpen Online
11 Month CD14.9089%5.00%Open Account
20 Month Online CD Special23.9414%4.00%Open Account
24 Month CD13.9414%4.00%
Choose Your Term (91D – 1YR)2.9669%3.00%
Choose Your Term (1YR – 5YR)3.4550%3.50%
All rates effective as of September 26, 2023

*All Promotional CDs are New Money required unless otherwise stated.

  1. Freedom Ultra customers are eligible to use existing funds, see branch for details.
  2. Available through online account opening only.

Certificates of Deposit

Product*Interest RateAPY**
91 Days0.10%0.10%
6 Months0.10%0.10%
12 Months0.10%0.10%
18 Months0.15%0.15%
24 Months0.1999%0.20%
36 Months0.4493%0.45%
48 Months0.6485%0.65%
60 Months0.7479%

0.75%

Freedom Plus Checking customers receive an extra 0.25% APY on the above rates.

All rates effective as of September 26, 2023

*Minimum balance to earn stated APY $.01
*Minimum deposit to open account is $500.00
**Annual Percentage Yield
A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Money Markets, Checking, and Savings Accounts

ProductInterest RateAPY*Min. to Open the Account
Simply Free Checking
$4,999.99 and under0.00%0.00%$25.00
$5,000.00 and over0.01%0.01%$25.00
Freedom Checking
$4,999.99 and under0.00%0.00%$25.00
$5,000.00 and over0.01%0.01%$25.00
Freedom Plus Checking
$1,499.99 and under0.00%0.00%$25.00
$1,500.00 and over0.05%0.05%$25.00

Freedom Ultra Checking

Under $1,499.990.00%0.00%$25.00
$1,500.00 - $9,999.990.10%0.10%$25.00
$10,000.00 - $24,999.990.10%0.10%$25.00
$25,000.00 - $49,999.990.10%0.10%$25.00
$50,000.00 - $99,999.990.10%0.10%$25.00
$100,000.00 and over0.10%0.10%$25.00
Personal Money Market Account
$2,499.99 and under0.00%0.00%$2,500.00
$2,500.00 - $24,999.990.10%0.10%$2.500.00
$25,000.00 - $49,999.990.10%0.10%$2,500.00
$50,000.00 - $249,999.990.10%0.10%$2,500.00
$250,000.00 - $999,999.990.10%0.10%$2,500.00
$1,000,000.00 and over0.10%0.10%$2,500.00
Freedom Statement Savings
$2,499.99 and under0.00%0.00%$25.00
$2,500.00 - $24,999.990.05%0.05%$25.00
$25,000.00 - $49,999.990.05%0.05%$25.00
$50,000.00 - $249,999.990.05%0.05%$25.00
$250,000.00 - $999,999,990.05%0.05%$25.00
$1,000,000.00 and over0.05%0.05%$25.00
Freedom Savings Club Account
$2,499.99 and under0.00%0.00%$1.00
$2,500.00 - $24,999.990.05%0.05%$1.00
$25,000.00 - $49,999.990.05%0.05%$1.00
$50,000.00 - $249,999.990.05%0.05%$1.00
$250,000.00 - $999,999.990.05%0.05%$1.00
$1,000,000.00 and over0.05%0.05%$1.00

Find out more about Savings Accounts

All rates effective as of September 26, 2023

*Annual Percentage Yield
Rates may change after the account is opened. Fees may reduce earnings.